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 Misleading by Etiqa Takaful Agent, Ways to refund and complaint

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davidlow7
post Jun 27 2012, 01:30 PM

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8,306 posts

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From: Puchong Melaka Cyberjaya


It is not about scam.. It is usually between the agents and the clients.

It is either the agent was wrong or the client did not understand what they were into.

The awareness in buying insurance is very important as many people do not do more research before buying and this led to a bad choice made.
davidlow7
post Jul 5 2012, 07:36 AM

StageMaster
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Senior Member
8,306 posts

Joined: Jan 2003
From: Puchong Melaka Cyberjaya


QUOTE(+welve @ Jul 5 2012, 01:17 AM)
Dear all,

1. I signed up for the eTiqa Takaful Family Plan, which I was told was offered for a limited time, how true is this?

2. I was told that I am going to pay until I am 55 years old only. And I will be insured until I am 88 years old.

So the question is, how much money can I withdraw when it matures? Can I withdraw all my savings?

3. I am looking for a plan with savings + protection. Am I on the right track?

4. I still have 2 months of premium in due, so if I want to cancel or surrender the contract, will I be forced to pay this 2 months premium in due? As I have some kind of feeling that I was mislead by the agent. Do I have a case if I sue or complaint them?
That's the questions I can think as of now, I am not saying that this plan is not good, but I felt that I am somehow mislead by the agents too. Hope insurance pros here can clarify things for me.
*
This has been discussed and talked many times.

Please refer to post No. 50 by roystevenung - http://forum.lowyat.net/topic/2394535/+40#
He has given a very good example and explanation here.

Hope it helps.

 

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