Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??
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 Jan 19 2013, 12:18 AM
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#1
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Senior Member
6,562 posts Joined: Jan 2003 From: Kuala Lumpur  
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Guys, any promotion going on when applying for this card?
Better to apply through agent or online or bank? and this one what is the minimum income? RM24k or 36k? This post has been edited by wild_card_my: Jan 19 2013, 12:21 AM |
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Jan 19 2013, 10:17 AM
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#2
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Senior Member
6,562 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(fruitie @ Jan 19 2013, 12:28 AM) Not sure about promotion because I didn't really bother it. Strict huh? Okay, thank you for the heads up. The benefits are considered as "long term" promotion for me.  36k but with strict filtering. So, don't be disappointed if get rejected. Just try again. I got rejected once when I already earned more than 48k/annum that time.  Btw, if rejected how long gotta wait to reapply? QUOTE(kenlui @ Jan 19 2013, 08:16 AM) Just got my rejection letter. Took abt a week for them to reject my application. Probably because I dont have any loans with any banks. Gonna give the agent another chance, if it fails again that's it. Rejecting my application because I dont have a loan is riddiculous. Not having a loan doesnt mean I cant settle my monthly bills on time. As a banker (mortgage), I'd say if you do not have any CCRIS history, no one would know how your repayment habit is. Do you have any non-bank loans that you pay? Like PTPTN, etc? You can use that as an appeal you know? |
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