Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??
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 May 14 2012, 12:09 PM
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#1
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Senior Member
3,510 posts Joined: Feb 2005  
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just submitted all my particulars for the application, but coming from someone with no credit history, no outstanding loans, no prior cc's...i was thinking, fat chance eh? lol
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May 14 2012, 05:57 PM
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#2
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Senior Member
3,510 posts Joined: Feb 2005
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QUOTE(bengang13 @ May 14 2012, 01:06 PM) can get one...i also get with no credit history. submit EPF, 3 months salary should be sufficient.... lol they didn't even ask for EPF, i submitted 3 months salary and Bank statement along with the usual usuals... |
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May 15 2012, 10:35 AM
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#3
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Senior Member
3,510 posts Joined: Feb 2005
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QUOTE(then_then @ May 15 2012, 12:11 AM) Ocbc Bank will be introducing a new program specially for fresh graduates (new to workforce) to get Ocbc Titanium card. lol, gives me hope then...how come the sudden interest in fresh grads? I've always heard around that OCBC only chooses 'quality' applicantsTargeting markets are as below: 1) Below 28 years old 2) Degree holder & above 3) Not credit card holder or using credit card less than 6 months 4) Gross salary equal or above RM 2500 per month P.S: For those who has been rejected but fulfill requirements above can re-apply under this new program. |
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May 15 2012, 07:14 PM
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#4
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Senior Member
3,510 posts Joined: Feb 2005
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just got a call from OCBC asking for verification, the way she asked, i thought i was on a game show or something, keep telling me 'yes, that's the correct answer' lol
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May 16 2012, 10:41 AM
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#5
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Senior Member
3,510 posts Joined: Feb 2005
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QUOTE(ronnie @ May 16 2012, 12:55 AM) So.... what did you win ? absolutely zilch, i answered all correctly blablabla, then the 'game show' ended abruptly with a 'Thank You and have a nice day'...leaving me bewildered. QUOTE(then_then @ May 16 2012, 01:47 AM) The rebate n the name is same with this ocbc titanium .. Added on May 16, 2012, 1:52 am Yes..both oso can enjoy the same benefit..haha Added on May 16, 2012, 1:53 am Yaya..finally they come out tis after lot customer n staff complaint..haha This post has been edited by hye: May 16 2012, 10:48 AM |
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May 16 2012, 05:53 PM
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#6
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Senior Member
3,510 posts Joined: Feb 2005
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QUOTE(kelvin_ng @ May 16 2012, 05:34 PM) I just got their call yesterday, and its the same as what they asked you. but eventually not like your case where they respond "Yes, that's the correct answer!".. LOL!!! I've also applied Citibank at the same time, still pending lol...i never had any hopes for OCBC as I am without any credit history, no loans, no prior CC's etc...Hopefully get the cc as I've been rejected by Citibank.. Dunno is it they reject me because I'm still freshie in working field  still can only hope though lol |
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May 16 2012, 06:25 PM
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#7
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Senior Member
3,510 posts Joined: Feb 2005
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QUOTE(shiroikun @ May 16 2012, 06:09 PM) If you don't have CCRIS record for a whole FULL year, don't put high hope on Citibank CC application. Agent from Citibank told me that, those applicant without 1 year CCRIS record will auto reject, you can try to ask at those Citibank Kiosk, this new rule effective last month. yah, the agent also told me something in a similar mold...but doesn't that mean Citibank will lose out on those who are new to the workforce if they adhere to such a policy?I'll admit I'm new to the workforce, new but not that new, been working for 2 years already, for my case for sure I won't have any records anywhere lol |
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May 25 2012, 05:57 PM
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#8
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Senior Member
3,510 posts Joined: Feb 2005
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well mine got rejected in about 2 weeks, got snail mail notification last week, now applying again via fresh grad program lol (i know right...)
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May 29 2012, 11:45 PM
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#9
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Senior Member
3,510 posts Joined: Feb 2005
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QUOTE(Elvin7 @ May 29 2012, 10:42 PM) Since they called so should not reject right? 1 o 2 months is ok for me as long as the card approved. nope, the call is for verification purposes only before they proceed to process the applicationit can still be rejected |
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May 31 2012, 11:57 PM
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#10
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Senior Member
3,510 posts Joined: Feb 2005
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Its coming up to a week and I've still yet to receive a verification call, don't know whats going on there lol
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Jun 13 2012, 05:41 PM
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#11
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Senior Member
3,510 posts Joined: Feb 2005
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finally got my card yesterday, at first sight i thought it was fake lol...now waiting for the pin to arrive
thanks to my lovely agent for making it happen, you know who you are...hehe, thanks again |
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Jun 18 2012, 09:58 PM
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#12
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Senior Member
3,510 posts Joined: Feb 2005
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is it just me or is the ocbc site really slow in updating unbilled transactions?
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Jul 17 2012, 07:35 PM
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#13
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Senior Member
3,510 posts Joined: Feb 2005
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QUOTE(plush @ Jul 17 2012, 07:18 PM) i just got my ocbc titanium today and i tried to make payments for my tm and also tnb bill through payonline but the mastercard securecode failed. or do i need to wait for my pin and set up my ocbc online account first? did you call in to activate your card? |
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