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Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??

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SUSPink Spider
post Aug 24 2012, 01:51 PM

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Yea, I also wanna find out the payee corporations that OCBC has for Online Bill Payments. Who can provide the link? Can't seem to find it anywhere on OCBC website.
SUSPink Spider
post Aug 24 2012, 04:45 PM

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QUOTE(ronnie @ Aug 24 2012, 04:41 PM)
user posted image
*
Thanks wub.gif

More payees than UOB Payonline drool.gif


Added on August 24, 2012, 5:49 pmSent application. Wish me luck in getting this awesome card rclxms.gif

This post has been edited by Pink Spider: Aug 24 2012, 05:49 PM
SUSPink Spider
post Aug 25 2012, 09:45 AM

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QUOTE(Sirius @ Aug 25 2012, 04:05 AM)
I interest about this card as well, normally you apply thru their website or thru agent? Any different?

:-) thanks
*
Can apply online, their sales ppl will contact u later
SUSPink Spider
post Aug 25 2012, 12:25 PM

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QUOTE(stevenchwacw @ Aug 25 2012, 12:21 PM)
Just called CS to check the reason why my application is rejected and how I can appeal for that.. But he can't give any reason after verified so many things!! He said can't appeal, can only reapply after 6 months!!! Why???
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Typically banks won't let u know the basis for your rejection, cos they don't want u find "ways" to get pass their eligibilty tests
SUSPink Spider
post Aug 27 2012, 05:32 PM

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QUOTE(Xai-V-iaX @ Aug 27 2012, 03:27 PM)
Hi All, I recently got a call from on OCBC CS (I reckon its one of their Tele Sales Consultant) and she was vouching on some latest promo they are offereing for their OCBC MC Ti customers. I was told that I am eligible for some Credit Card Cash Advance Loan or some sorts based on my available balance and that the interest being charged is like the lowest in the market.

I was told its something like 0.5%/month of interest.

Anyone got any similar calls to this?
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0.5% per month = 6% p.a.

U really need the cash?
SUSPink Spider
post Aug 30 2012, 11:02 AM

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QUOTE(Human Nature @ Aug 30 2012, 10:43 AM)
there is another catogery, bill/utility
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u pay TNB bills at Popular? laugh.gif
SUSPink Spider
post Sep 3 2012, 07:46 AM

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QUOTE(ronnie @ Sep 2 2012, 08:26 PM)
That would be a printout from banks from MyKad + fingerprint verification (biometric).
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That is... doh.gif

Sent application via OCBC website, then their salesguy called me up and forwarded an e-mail detailing the documents needed...

payslip 3 months...ok
IC...ok
bank statement, showing name and account number...HLB doesn't have any page showing the accountholder's name... shakehead.gif
SUSPink Spider
post Sep 7 2012, 05:38 PM

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Any OCBC CC booths at malls? Just couldn't find time to visit a branch during working hours doh.gif
SUSPink Spider
post Sep 7 2012, 06:55 PM

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QUOTE(Gen-X @ Sep 7 2012, 05:49 PM)
I thought you applied already?

Can't you email them or fax the application form?
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Not comfortable sending all the docs (IC, payslips and bank statement/EPF statement) by e-mail. Thought wanna go submit in person. Maybe can ask for GST offset ph34r.gif


Added on September 7, 2012, 6:56 pm
QUOTE(KageBunshi @ Sep 7 2012, 05:51 PM)
there are plenty of them at the curve.
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Thanks biggrin.gif

This post has been edited by Pink Spider: Sep 7 2012, 06:56 PM
SUSPink Spider
post Sep 7 2012, 10:28 PM

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QUOTE(Human Nature @ Sep 7 2012, 07:16 PM)
Erm, you fax/email to the bank reach the bank directly. You submit through agents, dont know pass how many hands.
Dont worry about GST, spend RM10k get RM50 back. The longer you wait, the longer you miss chance to 'earn' 5% cashback.
biggrin.gif
*
Going to Curve is also quite far for me. Decided to go to a nearby branch during lunchtime one day, sacrifice a bit buy McD eat in car that day lor sweat.gif
SUSPink Spider
post Sep 11 2012, 02:53 PM

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QUOTE(dojob @ Sep 11 2012, 02:50 PM)
Yeah, I read on the cashback perk it offers.
Met U*B ONE first, applied, only few days later know of OCBC Ti. I think OCBC Ti might give me slightly more, but it boils down to ease of payment.
Having bad experience with the application for both card. Both promised GST waiver/offset, but for various reasons (definitely not my fault) i ended bearing the cost (havent finalized yet for OCBC).
Basically got bad experience with the sales/personnel.
Now contemplating between U*B ONE and OCBC Ti, if the OCBC Ti personnel can deliver what he promised, straight away cancel the other card.
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may I ask what supporting docs u submit to UOB?
SUSPink Spider
post Sep 20 2012, 10:29 AM

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Submitted application finally rclxms.gif
SUSPink Spider
post Oct 1 2012, 11:34 AM

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My OCBC Ti approved within 1 week rclxms.gif
SUSPink Spider
post Oct 1 2012, 08:06 PM

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QUOTE(ronnie @ Oct 1 2012, 05:58 PM)
Congratulations cheers.gif
Now go spend money to earn up to RM600 in total cash-back in 1 year. moneyflies.gif
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I just have to move my spendings from the other card(s) which I'm planning to cut after I got my OCBC Ti Master tongue.gif

FYI, cards approved during September get RM50 off brows.gif

user posted image

This post has been edited by Pink Spider: Oct 1 2012, 08:11 PM
SUSPink Spider
post Oct 3 2012, 09:24 AM

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Wanna ask, after collect card, when can we get the Internet PIN? Same day on the spot, or OCBC will mail to us later?
SUSPink Spider
post Oct 3 2012, 09:48 AM

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QUOTE(ronnie @ Oct 3 2012, 09:41 AM)
Quickest is to visit the OCBC branch... else wait for the PIN mailer.
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i'm going to collect my card at the branch later
SUSPink Spider
post Oct 3 2012, 04:30 PM

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QUOTE(KTCY @ Oct 3 2012, 04:25 PM)
credit card limit, 3 x of your salary per card ?
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I already holding 2 other cards, combined credit limits already >3 times my gross...now OCBC giving me another 3 times sweat.gif
SUSPink Spider
post Oct 5 2012, 01:46 PM

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QUOTE(Denis @ Oct 5 2012, 12:12 PM)
Any idea how person without income can apply for the card?
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I think u mean EMPLOYMENT INCOME, i.e. those who do business/work as agent/earn commission.

If no income, then no way doh.gif
SUSPink Spider
post Oct 6 2012, 09:27 AM

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QUOTE(ronnie @ Oct 5 2012, 11:37 PM)
It's not entirely their fault.... We should look and verify before click "Confirm"  sweat.gif  rolleyes.gif
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QUOTE(janson_kaniaz @ Oct 5 2012, 11:10 PM)
i seriously advise someone to report to ocbc to improve their online banking. quite confusing at times.
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Other than the relatively slow TAC/OTP delivery, I've no complaints about the online banking site. I've seen worse. tongue.gif
SUSPink Spider
post Oct 8 2012, 11:58 PM

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QUOTE(keeystar @ Oct 8 2012, 10:24 PM)
I just got my card last week, may I know how to get my pin number? It didnt come with the card...

and then if I wanna make all my utilities bill payment one time in post office, will I get the 5% rebate? because I heard that it's not applicable with agent and I not sure whether "post office" is considered as an "agent" or not.

thanks smile.gif
*
PIN will be mailed to you separately.

My card was approved end-September
I collect my card at branch 4 days later
Same day PIN arrived at my letterbox tongue.gif

Why don't pay at OCBC online?


Added on October 9, 2012, 12:00 am
QUOTE(maxgenesis @ Oct 8 2012, 09:22 PM)
i not sure whether same with KTCY.
i apply mine CC with the person work in OCBC under CC department.
a nice guy, we discuss about some rejected application and why it happen. he said that normally those online application tend to fail because of authentication problem. EG: he said that happen to his colleague which approve a online application which using other people's IC no. or EG pay slip statement, working place and etc problems.

for KTCY,  bank negara and i confirm with him those income with 36k above can apply as much CC as you like. but those 24k and below cap to 2 cards only.

anyway those who want to apply can give me your contact and name and i will pass to him. he willing to travel to meet you and explain you in details.

cheers....
those got rejected can also give him to check.
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Send in application at branch, do biometric verification on the spot. Bank officer to check thru your documentation list. Guarantee no misses. icon_rolleyes.gif

This post has been edited by Pink Spider: Oct 9 2012, 12:00 AM

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