I'd like to strongly remind all members here that I don't allow any form of direct or indirect advertisement / solicitation and recommendations of card agents in this thread.

GST are not waiverable nor my tolerance to such discussions / mention in any sections of the cc and sub-cc threads.

OCBC threads has seen a lot of these in the past and I would not hesitate to suspend this thread and any members who flout these rules. (Especially repeat offenders)

Just submitted my application for OCBC card today.

Agent asked for my bank statement as I'm a govt servant so that they can tally with my payslip. Why so stringent? My pay is way above min requirement. I told the agent off I don't feel comfortable giving my bank statement. And best of all they asked for 3 months payslip as compared to 2 months when I applied for my maybank2card.

ur reminder remind me to read the rules of this credit card section.thanks.

Actually, MBB2 application requires the same
•Copy of NRIC (both sides) or Passport
•Latest 3 months' salary slips
•Latest 6 months' savings account activity/current account statements

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

and iirc, SCB too

This use of agents escalated a few years back when banks begin to outsource the customer acquisition to 3rd parties to scale down their sales staff. Banks normally impose high sales targets to these agents/agencies and agents go all the way to ensure the public signs up (and you see agents offering "gifts" to attract sign ups) - still the commission can be lucrative thus they do continue to exist despite the competitive market for customers these days.

The agent was "making" sure that the card application will get approved and he/she gets the commission. Not all cc agents are rouges and not all agents will play by the rules as well - I always wonder why many trust agents just for the sake of convenience and risk personal information theft. (or worse). I encourage all readers to take caution when dealing with credit card agents.

This post has been edited by hye: Jan 7 2013, 11:34 PM

Ah okay. Maybe because all my banking accounts are with maybank so they didn't require anything from me.

I do understand the risks but I simply do not have extra time to go to the bank myself to sign up as my work hours are long and on saturdays the bank is usually closed. Thanks for reminding.

dining at the curve still entitle for 20% bonus?

yup extended till 28th february

Just got a call from OCBC, they say they will decide who gets the bag after Jan31. Now just compiling the list of approvals.

If you apply through agent and he never mentioned bout it means most likely you wont get it

Note to all members.
Discussion or any mention of GST are cautioned. GST are not waiverable and if you want it to be waived then get a debit card and not the OCBC card.

This post has been edited by hye: Jan 8 2013, 01:51 PM

why dun just link them to this http://forum.lowyat.net/topic/2075684
then they can read and ask here how to so-called "waive"
in this way, u wont need to keep reminding them about GST...
just a suggestion.

Why you assume 'they' will read links? Lazy spoon-feed-demanding ppl is lazy yo

Why u speak like the forum owned by you? I believe everyone are free to discuss anything here as long as not illegal. Even if those credit card agent wants to make some business here, what the big fuss? People just making some living.

What the huge fuss regarding service tax called waived or not? As long as, we the customers can avoid paying, that is what important.

Hint - you tengok kat kiri tu bawah nama 'hye' ada tag apa?

He doing his job you complain what? Mau freedom of speech so that some noobs can get confused on 'waive GST' matter?

Please refer to the forum's rules and regulation. There is a specific thread for that purpose.

they want to check whether u forged ur payslip. this requirement is normal for applying loans/ CC from banks where ur pay is not deposited. My MBB2 Card, I didnt even submit anything due pay goes thru MBB.

Sorry too long never active in cards section thus not aware. I would like to apologize to all members.

the 20% got quota ?lol..plan to go bump shrimp nxt week..