Bicycle can sell ma =).

U get the RM50 rebate on 1st statement or next? I din see the RM50 in my 1st statement...

I applied few months ago, as my housemate working in OCBC, the application was rejected and the reason given was "i'm too clean". Mainly because i don't have car loan, housing loan under CCRIS

Got my OCBC Titamium Card.

Now I have both Maybank2kard & OCBC Titanium, I feel kinda lost when/what to use which one 

Which card do you guys prioritize usually?

Maybankd Gold Card keep as backup? 

Anybody face problem when doing transaction bills payonline?

5%
13 Nov 2012 KISSATEN COFFEE & REST SELANGOR MYS 0.00 89.80
20 Nov 2012 INB ::P941840740104 0.00 166.05 (Streamyx)
22 Nov 2012 ITALIANNIES@THE GARDEN KUALA LUMPUR MYS 0.00 116.90
23 Nov 2012 DBKL-BDR TUN RAZAK KUALA LUMPUR MYS 0.00 50.00
09 Dec 2012 THE LIBRARY-IOI MALL SELANGOR MYS 0.00 294.50

(Total : 717.35) Cashback : RM35.8625

1%
26 Nov 2012 NVA SBMC-RPS KUALA LUMPUR MYS 0.00 223.00 (Nirvana Memorial)
26 Nov 2012 NVA SBMC-RPS KUALA LUMPUR MYS 0.00 223.00 (Nirvana Memorial)
26 Nov 2012 NVA SBMC-RPS KUALA LUMPUR MYS 0.00 223.00 (Nirvana Memorial)
26 Nov 2012 NVA SBMC-RPS KUALA LUMPUR MYS 0.00 223.00 (Nirvana Memorial)
02 Dec 2012 IPAY88-TICKETING-ECOM WP KUALA LUMP MYS 0.00 27.00 (Movie)

(Total : 919) Cashback : RM9.19

11 Dec 2012 5% Cash Rebate 0.00 -50.00
11 Dec 2012 Closing Balance 0.00 1,586.25

A friendly call to CS will give you the exact answer as they can check what is the MCC code assigned and relevant rebates.

What's the MCC Code assigned to Nirvana ? Dining ?

My guess under Utilities....
MCC 4900 Electric, Gas, Sanitary and Water Utilities

Very surprise INDEED !!!! Better keep quiet from OCBC

Yay!! I provided them all documents, no loan, no owing other CC, clear from debts, and they REJECTED MY APPLICATION!!   

EDIT: Nvm..reading previous posts..pity the bros and sis in the same boat as me. Should be because I won't be good business for them since I always clear my debt

You are welcome and good luck!
This card is difficult to get though but worth all the sweat and pain.
Anyway, managed to reload RM 200 from TnG Hub, now they have a small little express counter that deals with reload. It accepts both cash and CC. Too bad no AmEx. Only MasterCard and VISA.
Well, RM 2.00 is better than nothing.

Cool! Never knew got this thread exist! someone asked me this question, how long is this rebate gonna last.

Until the day, OCBC do not want to renew the card anymore..

I applied a week ago and today I just received a letter from OCBC mentioning that my application is not successful.

"We are unable to reveal to you the credit evaluation criteria used as they remain confidential to the bank"

What's the actual criteria? I don't have any loans except study loans and no bad records with my HSBC credit card for the past 6 years since I started working.

One need to earn more than 100k a year is it?

lousy bank... lousy customer service !!!!

i used this card for few months already, and recently i requested them to replace a new card for me, because the old one not working... and the CS told me that they already block my card... listen... BLOCKED my card !!!

few days later, and i found out that my auto recurring transaction still go thru !!! the merchant is holding my OLD credit card number to perform the auto recurring transaction, and it still go thru !! so which means my OLD credit card number is still valid in some sense, ok, fine, maybe OCBC allow this for the ease of customer, so the valued customer do not need to go to merchant to change card number when card loss etc etc...

well, i already feel not safe with this bank, since i have another credit card, so i decided to cancel OCBC card, i called to them, and this CS told me that i must go to ALL the merchant to change my credit card info for the auto debit first, before cancel this OCBC card.... you must be curious why he advice me to do that first....
let's see below....

the CS told me, EVEN IF I CANCEL THE CARD, THE AUTO RECURRING TRANSACTION WILL STILL GO THRU !!!!! WTF !!! what's logic is that??? i already cancelled the card -> no credit limit, why the auto recurring transaction will still go thru !! i asked the CS few times, and he confirmed with me few times, the transaction will still go thru....

but i really doubt on that, so i called another CS and asked the same question, and he still give me the same answer.... i really don't understand.... is their CS is not professional or this is the bug of the system in OCBC?

nevertheless, i already lost confident with this bank, so i cancelled the card, and let's see the auto recurring transaction will still go thru or not ....

any reward points with ocbc card?

hello guys,gals,

just registered at this forum ... just found out the benefits of ocbc titanium (yeah, laugh - where have i been all this while ) ...

anyway, just wish to know what's the best way (highest success rate) to get this card? apply via online (which asked for yr name, mobile & email only) or gotta find agents or walk-in to any of ocbc branches?

supposed agents are laughing all their ways to the bank with such a demand

cheers ...

whoa! that was a lightning fast reply ... thanx white lighter ... did you manage to get the promotional trolley bag then?

anyway, back to the original question - so, after you gave yr name, mobile and email, you just wait for ocbc staff to call you? what docs to be ready? scanned IC & only epf statement will do?

cheers ...

Just got my rejection letter. Took abt a week for them to reject my application. Probably because I dont have any loans with any banks. Gonna give the agent another chance, if it fails again that's it. Rejecting my application because I dont have a loan is riddiculous. Not having a loan doesnt mean I cant settle my monthly bills on time.