Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??
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 May 21 2012, 03:04 PM
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Junior Member
376 posts Joined: May 2008 
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QUOTE(sovietmah @ May 21 2012, 02:52 PM) any idea how to view the itemized bill for OCBC credit card? register one using the credit card.I am not OCBC saving account holder, so I don't have OCBC ebanking now.  |
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May 21 2012, 03:18 PM
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All Stars
21,311 posts Joined: Jan 2003 From: Kuala Lumpur  
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QUOTE(sovietmah @ May 21 2012, 02:52 PM) any idea how to view the itemized bill for OCBC credit card? You may use your Credit Card and PIN for the CC to register for OCBC Online Banking accountI am not OCBC saving account holder, so I don't have OCBC ebanking now. |
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May 21 2012, 03:27 PM
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Junior Member
352 posts Joined: Oct 2008
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QUOTE(Human Nature @ May 21 2012, 02:23 PM) If you are refering to the 5% rebate for dining/petrol/utilities/groceries, yes it is a permanent feature subject to RM50 cap per statement month. hmm... im currently using Maybank 2 Cards with the same 5% rebate but only during weekends. Wondering which one is better... |
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May 21 2012, 03:30 PM
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Senior Member
2,243 posts Joined: Nov 2005
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QUOTE(888kb24 @ May 21 2012, 03:27 PM) hmm... im currently using Maybank 2 Cards with the same 5% rebate but only during weekends. Wondering which one is better... I think better to have 2.OCBC max is RM1000 for RM50 rebate. then later use MAYBANK one if overspent. Provided you able to use your cards more times to waived the annual fees. |
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May 21 2012, 03:42 PM
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All Stars
26,525 posts Joined: Jan 2003
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QUOTE(sovietmah @ May 21 2012, 03:30 PM) I think better to have 2. OCBC max is RM600OCBC max is RM1000 for RM50 rebate. then later use MAYBANK one if overspent. Provided you able to use your cards more times to waived the annual fees. |
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May 21 2012, 03:47 PM
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Senior Member
2,243 posts Joined: Nov 2005
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QUOTE(Human Nature @ May 21 2012, 03:42 PM) OCBC max is RM600 Ya sorry. |
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May 21 2012, 03:49 PM
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All Stars
21,311 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(Human Nature @ May 21 2012, 03:42 PM) OCBC max is RM600 What max are you guys referring to ? |
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May 21 2012, 03:49 PM
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Junior Member
352 posts Joined: Oct 2008
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QUOTE(Human Nature @ May 21 2012, 03:42 PM) OCBC max is RM600 what do u mean by max rm600? meaning i can only get max debate of rm30 a month? |
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May 21 2012, 03:50 PM
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Senior Member
2,243 posts Joined: Nov 2005
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QUOTE(888kb24 @ May 21 2012, 03:49 PM) what do u mean by max rm600? meaning i can only get max debate of rm30 a month? Rm50 x 12 months = RM600. |
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May 21 2012, 03:52 PM
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All Stars
21,311 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(sovietmah @ May 21 2012, 03:30 PM) I think better to have 2. I think sovietmah was referring to maximum spend of RM1000 per statement month to earn maximum RM50 rebate cap per month.OCBC max is RM1000 for RM50 rebate. then later use MAYBANK one if overspent. Provided you able to use your cards more times to waived the annual fees. |
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May 21 2012, 03:53 PM
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Junior Member
352 posts Joined: Oct 2008
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QUOTE(sovietmah @ May 21 2012, 03:50 PM) Rm50 x 12 months = RM600. o.. wondering it is good or bad to have too many credit cards, already have maybank 2 cards and a cimb one. will it affect a lot on my future housing loan application? |
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May 21 2012, 03:57 PM
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Senior Member
2,243 posts Joined: Nov 2005
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QUOTE(ronnie @ May 21 2012, 03:52 PM) I think sovietmah was referring to maximum spend of RM1000 per statement month to earn maximum RM50 rebate cap per month. ya i am referring that, i think is min RM1000 right? Since the maximum rebate is 5%. and possible to be 1%.so at least i need to spend RM1000 to entitle the max RM50 rebate? |
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May 21 2012, 04:00 PM
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All Stars
26,525 posts Joined: Jan 2003
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QUOTE(sovietmah @ May 21 2012, 03:57 PM) ya i am referring that, i think is min RM1000 right? Since the maximum rebate is 5%. and possible to be 1%. Ya, spend RM1000 gets RM50 rebate provided all within the 5% catogeryso at least i need to spend RM1000 to entitle the max RM50 rebate? |
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May 21 2012, 04:02 PM
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Senior Member
2,243 posts Joined: Nov 2005
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QUOTE(Human Nature @ May 21 2012, 04:00 PM) Ya, spend RM1000 gets RM50 rebate provided all within the 5% catogery Ya better than CIMB direct access.I have been collecting 30000 points and now they tell me no more giant voucher... heart broken. |
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May 21 2012, 04:18 PM
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All Stars
26,525 posts Joined: Jan 2003
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QUOTE(sovietmah @ May 21 2012, 04:02 PM) Ya better than CIMB direct access. CIMB already stop the vouchers more than a year ago. I was on the same boat as you, redeemed all points then cancel. Applied for MBB2 amex and OCBC ti and never look back I have been collecting 30000 points and now they tell me no more giant voucher... heart broken.  This post has been edited by Human Nature: May 21 2012, 04:18 PM |
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May 21 2012, 04:20 PM
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Senior Member
2,243 posts Joined: Nov 2005
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QUOTE(Human Nature @ May 21 2012, 04:18 PM) CIMB already stop the vouchers more than a year ago. I was on the same boat as you, redeemed all points then cancel. Applied for MBB2 amex and OCBC ti and never look back Just applied OCBC too.But what item u redeem? i see most of the item are useless for me. |
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May 21 2012, 05:15 PM
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Senior Member
717 posts Joined: Sep 2008
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just realised OCBC damn hard to get. Now im applying second card for someone who was previously a OCBC cardholder also damn hard.
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May 21 2012, 05:23 PM
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All Stars
26,525 posts Joined: Jan 2003
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QUOTE(sovietmah @ May 21 2012, 04:20 PM) Just applied OCBC too. OCBC Ti is a flexible card, you will love it.But what item u redeem? i see most of the item are useless for me. OT on CIMB: i use pay-with-points for KFC  This post has been edited by Human Nature: May 21 2012, 05:28 PM |
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May 21 2012, 05:31 PM
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Senior Member
4,352 posts Joined: Oct 2010 From: KL
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QUOTE(sovietmah @ May 21 2012, 03:30 PM) I think better to have 2. actually...shud use mbb amex as priority on weekends 5% + 5x TP = win ocbc OCBC max is RM1000 for RM50 rebate. then later use MAYBANK one if overspent. Provided you able to use your cards more times to waived the annual fees.  |
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May 21 2012, 05:44 PM
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Staff
72,815 posts Joined: Sep 2005 From: KUL 
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QUOTE(cempedaklife @ May 21 2012, 05:31 PM) actually...shud use mbb amex as priority on weekends 5% + 5x TP = win ocbc Exactly, if only Sushi Tei accepts AmEx...  In the end, I used my OCBC Ti to swipe yesterday. |
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