Obviously PTPTN is a blunder that needs to be removed and the student debt has to be written off. We need to go back to the drawing board for a new and comprehensive education policy from primary to secondary and tertiary level. A new formula must be found. A formula that is best for the country and its future generation. And if the demand is of some standard and quality, it is not going to be cheap either. But going by the way the government is spending at the moment, I doubt that we do not have the money to fund a new education system.