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> Ppl protes ptptn shud b cut

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cypher
post Apr 18 2012, 02:20 PM

CYPHER - CRAPPY SPEAKER
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QUOTE(t3arsCulprit @ Apr 18 2012, 02:02 PM)
If every1 get first class, the education system in Malaysia got serious problem.. icon_idea.gif
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if everyone get first class...it no longer call first class....

there will be another level of first class....
cypher
post Apr 18 2012, 02:21 PM

CYPHER - CRAPPY SPEAKER
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QUOTE(gestapo @ Apr 18 2012, 02:19 PM)
well since education is free, i bet most of them will take those courses . who stupid enough to not be a professional??  laugh.gif and it's FREE

1st  take LAW - too much reading rage quit
2nd ACCOUNTING - too much numbers, rage quit
3rd..
4th..

laugh.gif
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and until 50 years old still study and havent settle down with what to study... rclxms.gif rclxms.gif
cypher
post Apr 18 2012, 02:33 PM

CYPHER - CRAPPY SPEAKER
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Will one day bank negara put PTPTN payback records as personal creditability score in CTOS? rolleyes.gif rolleyes.gif

if want sign and borrow and do not want to pay...how can bank approve loan to them?

later bank approved the loan, they go riot, then no need to pay back the loan... rclxub.gif rclxub.gif
cypher
post Apr 18 2012, 02:39 PM

CYPHER - CRAPPY SPEAKER
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QUOTE(marsupilami @ Apr 18 2012, 02:36 PM)
that is why u shud know more

PTPTN is for education loan.EDUCATION. students use it for EDUCATION .u cant compare it with personal loan, housing loan, car loan etc  doh.gif
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then u got to understand... it is a LOAN, for different purpose...

it share the same concept and payback scheme...with lower interest/after graduate/grace period/whichever??

so if this also cannot pay, how to expect them to payback other loan??

they should be prepared the moment they sign the contract..

Car Loan -> sign contract -> be prepared to pay every month

Education Loan -> sign contract -> expect no need to pay

i cant brain this lo...
cypher
post Apr 18 2012, 02:42 PM

CYPHER - CRAPPY SPEAKER
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From: Malaysia



QUOTE(keown83 @ Apr 18 2012, 02:39 PM)
wat they want is free education

free education = no loan = no interest = after grad, go to work, baru buat loan sana loan sini for car, house, etc2

cancel ptptn => provide free education
thats the goal

why TS & alike cant see that?

its a proven record a country really can provide free education, its just us who didnt want to...
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you have your point, but as for individual..

i recommend this book again...

http://www.whywewantyoutoberich.com/
cypher
post Apr 18 2012, 05:59 PM

CYPHER - CRAPPY SPEAKER
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From: Malaysia



QUOTE(arturo_bandini @ Apr 18 2012, 04:27 PM)
malaysia got lots of money, mostly from our natural resources.

because of BN, it's either:

1. spend that money to provide free education

or:

2. dump more rakyat's money to IPPs, PKFZs, COWndos, 30k laptops, 1.5k screwdrivers, son's porsches, dan lagi, dan lagi, dan lagi...

if BN is efficient at managing rakyat's money, you think anybody will make such unusual requests?
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we cant denied that certain group of rakyat get to have the money...

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