Hi all sifu, may I know is it worth to invest in this SSPN account??? Or PRS is better option???
Skim Simpanan Pendidikan Nasional (SSPN), can we invest in it without having kids?
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 Apr 22 2013, 10:19 AM
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#1
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759 posts Joined: Feb 2012 
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Apr 24 2013, 04:38 PM
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#2
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QUOTE(ConstantLove @ Apr 22 2013, 01:54 PM) take both if you have high chargeable income in your tax. Can u explain more in details... Thanks |
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Apr 25 2013, 02:55 PM
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#3
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QUOTE(ConstantLove @ Apr 24 2013, 08:01 PM) If your tax bracket is 19%, and you take up both SSPN (6000) and PRS (3000), can save Bro, I know this calculation. Just want to know more which to choose....9000 x 19% = RM1710  |
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Apr 26 2013, 03:02 PM
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#4
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QUOTE(ConstantLove @ Apr 25 2013, 07:56 PM) how much is your chargeable income now? i mentioned, if you got high chargeable income, just take both.. why want to choose? Cause personal issue not really believe on SSPN manage by government....but the tax rebate quit high... 1 is for retirement, 1 for children education.. |
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Apr 29 2013, 10:23 AM
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#5
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QUOTE(ConstantLove @ Apr 26 2013, 06:38 PM) i also dont trust the government.. but due to the tax relief that i can get, its definitely a good choice! 19% tax savings = 19% ROI You got your point...but may be I will wait after 5th May....  Dont bother about the yearly dividend, take that as bonus.anyway when your kid go college you can make withdrawal ma.  |
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