Skim Simpanan Pendidikan Nasional (SSPN), can we invest in it without having kids?
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 Sep 19 2013, 11:38 AM
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#1
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1,311 posts Joined: Oct 2012 
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QUOTE(ConstantLove @ Apr 24 2013, 08:01 PM) If your tax bracket is 19%, and you take up both SSPN (6000) and PRS (3000), can save Its a tax relief, not a straight 19% rebate/discount, hence calculation is not accurate I assume? 9000 x 19% = RM1710   By any chance, anyone manage to withdraw full sum BEFORE your kid went to college/university? Can I withdraw full sum if I intend to switch to private/international school say when kid is in Secondary school? |
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Sep 20 2013, 08:52 AM
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#2
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Senior Member
1,311 posts Joined: Oct 2012
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Can only withdraw at college/uni level? Secondary school level not possible to withdraw if I choose to leave national school and enrol him into private or international school in Malaysia?
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Nov 1 2013, 04:15 PM
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#3
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QUOTE(yklooi @ Oct 30 2013, 05:49 PM) let say investor "A" deposited in sspn in January 2014 and investor "B" deposited in June 2014 and investor "C" deposited in Dec 2014....is there any different in returns for (dividends) in 2015. I dont think got difference. My colleague always waits till Nov before he deposits into the account. So yes, keep in FD for 11 months, then move over to this account. if the ROI is the same, then investor "A" is advise able to put the money in FD for 11 mths in January 2014 before moving to SSPN in Dec 2014. Is this correct/better? |
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Dec 11 2013, 10:01 AM
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#4
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QUOTE(guy3288 @ Dec 11 2013, 09:23 AM) Anybody knows when is the last date to deposit RM6000 to get tax relief for the year? If i deposit the money on 26.12.2013, can i claim tax relief for year 2013? I believe yes. My colleague waits till last minute each year to deposit. |
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