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 Skim Simpanan Pendidikan Nasional (SSPN), can we invest in it without having kids?

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SUSyklooi
post Oct 12 2013, 06:08 AM

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QUOTE(ruben7389 @ Oct 12 2013, 05:56 AM)
Maybank said can only open account once my baby is 6 months old. Correct ka?
*
guess it is NOT correct,
Apakah had umur untuk Pendeposit dan Penerima Manfaat?

Pendeposit SSPN hendaklah berumur 18 tahun dan ke atas manakala had
umur Penerima Manfaat adalah antara 1 hari hingga 28 tahun (1 hari
sebelum hari lahir ke 29 tahun). Penerima Manfaat yang telah mencapai
umur 29 tahun dan ke atas hendaklah membuka untuk dirinya sendiri.

http://www.ptptn.gov.my/docs/FAQ%20SSPN.pdf

This post has been edited by yklooi: Oct 12 2013, 01:29 PM
winnie619
post Oct 15 2013, 11:30 AM

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i settled my PTPTN means my SSPN account closed automatically?
wil-i-am
post Oct 20 2013, 02:09 PM

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Can my nephew (single) open an account?
SUSyklooi
post Oct 20 2013, 02:38 PM

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QUOTE(wil-i-am @ Oct 20 2013, 02:09 PM)
Can my nephew (single) open an account?
*
refer to posts # 40, posted by
jkngo2003 Posted Sep 20 2013, 03:38 PM
bearbearhong
post Oct 30 2013, 03:34 PM

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Opened sspn acc, was told by mbb d card will send to us in 2 weeks time and only hv a paper with details of deposit given on the spot.

May I know is the account number be given later too for us to log in online?
SUSyklooi
post Oct 30 2013, 05:49 PM

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let say investor "A" deposited in sspn in January 2014 and investor "B" deposited in June 2014 and investor "C" deposited in Dec 2014....is there any different in returns for (dividends) in 2015.

hmm.gif if the ROI is the same, then investor "A" is advise able to put the money in FD for 11 mths in January 2014 before moving to SSPN in Dec 2014. Is this correct/better?

This post has been edited by yklooi: Oct 30 2013, 10:08 PM
SUSyklooi
post Oct 30 2013, 05:52 PM

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QUOTE(bearbearhong @ Oct 30 2013, 03:34 PM)
Opened sspn acc, was told by mbb d card will send to us in 2 weeks time and only hv a paper with details of deposit given on the spot.

May I know is the account number be given later too for us to log in online?
*
yes,...I think SSPN will sent you the a/c number and also a credit card like of membership card.
familyfirst
post Nov 1 2013, 04:15 PM

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QUOTE(yklooi @ Oct 30 2013, 05:49 PM)
let say investor "A" deposited in sspn in January 2014 and investor "B" deposited in June 2014 and investor "C" deposited in Dec 2014....is there any different in returns for (dividends) in 2015.

hmm.gif if the ROI is the same, then investor "A" is advise able to put the money in FD for 11 mths in January 2014 before moving to SSPN in Dec 2014. Is this correct/better?
*
I dont think got difference. My colleague always waits till Nov before he deposits into the account. So yes, keep in FD for 11 months, then move over to this account.
wc3
post Nov 10 2013, 10:47 PM

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[quote=yklooi,Oct 30 2013, 05:52 PM]yes,...I think SSPN will sent you the a/c number and also a credit card like of membership card.


do we need wait for any letter to open isppn online acc? Tried register online unsucessful sad.gif

This post has been edited by wc3: Nov 10 2013, 10:47 PM
Bheestie Malaysia
post Nov 10 2013, 11:17 PM

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What is the problem you are facing actually?
guy3288
post Dec 11 2013, 09:23 AM

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Anybody knows when is the last date to deposit RM6000 to get tax relief for the year? If i deposit the money on 26.12.2013, can i claim tax relief for year 2013?
familyfirst
post Dec 11 2013, 10:01 AM

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QUOTE(guy3288 @ Dec 11 2013, 09:23 AM)
Anybody knows when is the last date to deposit RM6000 to get tax relief for the year? If i deposit the money on 26.12.2013, can i claim tax relief for year 2013?
*
I believe yes. My colleague waits till last minute each year to deposit.
guy3288
post Dec 11 2013, 02:03 PM

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QUOTE(familyfirst @ Dec 11 2013, 10:01 AM)
I believe yes. My colleague waits till last minute each year to deposit.
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that's good, tax relief already can cover better than any FD
echoesian
post Dec 11 2013, 04:41 PM

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This year assessment tax relief maximum is 3k or 6k ?
SUSyklooi
post Dec 12 2013, 12:04 AM

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QUOTE(echoesian @ Dec 11 2013, 04:41 PM)
This year assessment tax relief maximum is 3k or 6k ?
*
point# 11
http://www.hasil.gov.my/goindex.php?kump=5...3&unit=1&sequ=1

SSPN website
http://www.ptptn.gov.my/web/guest/simpanan/cukai
echoesian
post Dec 12 2013, 04:52 PM

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QUOTE(yklooi @ Dec 12 2013, 12:04 AM)
Point #10 = 3k and Point #11 = 6k, so total is 9k for this year?
SUSyklooi
post Dec 12 2013, 05:14 PM

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QUOTE(echoesian @ Dec 12 2013, 04:52 PM)
Point #10 = 3k and Point #11 = 6k, so total is 9k for this year?
*
nay...only 6k (net) in
kw
post Oct 15 2016, 01:18 PM

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Sorry for bringing up an old post.
I did the sspn deposit through an agent booth inside a maybank branch last year by using credit card. Wonder any other bank branches or sspn office we can use credit card to do deposit?
wu ming
post Oct 28 2016, 06:24 AM

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QUOTE(kw @ Oct 15 2016, 01:18 PM)
Sorry for bringing up an old post.
I did the sspn deposit through an agent booth inside a maybank branch last year by using credit card. Wonder any other bank branches or sspn office we can use credit card to do deposit?
*
Debit card only. Credit card no longer accepted for deposits.
virgoguy
post Jun 7 2017, 10:17 AM

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Hi
Just to check with you guys before I proceed to the bank to open SSPN account for my kids, I would like to get ready all the necessary forms and documents.
Is this the correct form to fill? ( I am looking to open an ordinary SSPN account not the insurance type account)
http://www.ptptn.gov.my/docs/Borang%20PTPT...N%20TERKINI.pdf
What are the others documents required beside the kid's birth cert/ Mykid?

This post has been edited by virgoguy: Jun 7 2017, 10:18 AM

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