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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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SUSwhitesabre
post Sep 5 2014, 10:48 AM

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QUOTE(jonuslee @ Sep 4 2014, 10:58 PM)
Did people go to take personal loan to pay all his credit card balance and focus only paybackthe personal loan?i think the interest rate is lower than credit card interest...
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Haha stupid people alot in this world. Like a fellow forumer said, he surely doesn't know how to manage his finances. Dude, Aeon offers 6 months 0%, Maybank offers 12 months 0%. Affinbank offers 0% for 6 months, BSN offers 0.3% for 12 months.

Saw the 4 banks above? Why borrow loan? Crazy.
SUSwhitesabre
post Sep 5 2014, 02:19 PM

Getting Started
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Junior Member
290 posts

Joined: Dec 2010
QUOTE(vk_6qu @ Sep 5 2014, 02:41 PM)
I also wanted to know MBB hv 0% BT for 12 mth? Upfront interest or any processing fee?
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Not sure about Affin but Maybank has. 12 months 3% upfront. I BT my balcne to my mother's credit card last 2 weeks from UOB. Haha

Anyway, lets say 30k from CIMB, and we have BSN, Aeon and Maybank to BT.

We first split 20k to Maybank for a 12 months instalment, 6k to Aeon and 4k to BSN.

This way, we save on the 30k interest of 500, am I right?

This post has been edited by whitesabre: Sep 5 2014, 02:36 PM

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