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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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uhlaw
post Nov 22 2012, 01:37 AM

-[L]aw -
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QUOTE(shiroikun @ Nov 16 2012, 10:34 AM)
http://www.maybank2u.com.my/WebBank/BTFormConv_141112.pdf
Anyway there is a 3% charges for 0% BT, which it doesn't really a 0%... it is a 3% fix interest BT
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That means if I choose pay back in 6 months, the only charges that I bear is that 0.5%? Or it's 0.5% + 3.0%?
uhlaw
post Nov 22 2012, 10:14 PM

-[L]aw -
*******
Senior Member
2,896 posts

Joined: Nov 2005
From: Criminal Underworld


QUOTE(shiroikun @ Nov 22 2012, 07:29 AM)
0.5% per month, in other words it is 6% per annum interest rate for continuous 6 months. the up front 3% only applies to 0% 12 months plan
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That means application for 12 mths BT is more worthy as only 3% upfront charge incurred.

For example = RM1,000 x 3.0% = interest only RM30


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