Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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 May 10 2013, 11:03 PM
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#1
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Senior Member
2,842 posts Joined: Jun 2005 From: Seasaw   
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My application at bank islam approved. Will apply for balance transfer as soon as i get the CC
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May 15 2013, 01:16 PM
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#2
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Senior Member
2,842 posts Joined: Jun 2005 From: Seasaw
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QUOTE(epie @ May 14 2013, 08:44 PM) my latest BT using PB from amex They paid to the bank directly? Not cheque/cash to us? Noob here.. Sorry for asking 08/05/13 Fax to PB 10/05/13 BT charge appear in PB online 14/05/13 payment completed in credit card statement   |
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May 15 2013, 07:53 PM
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#3
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Senior Member
2,842 posts Joined: Jun 2005 From: Seasaw
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QUOTE(smsbusiness2u @ May 15 2013, 07:07 PM) yes, BT is means the bank will settle your outstanding amount in credit card of other bank for you either with cheque or IBG without giving money to u. Oh ok.just cleared my last month statement  Wanna apply for fun/extra cash Tq bro |
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May 16 2013, 08:48 AM
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#4
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Senior Member
2,842 posts Joined: Jun 2005 From: Seasaw
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QUOTE(epie @ May 15 2013, 08:31 PM) yup they pay directly if i cleared all my debt, but suddenly bank islam BT to my CC, will it be negative rm5k (exemple) ?and the great thing is PB dun need ur statement to do BT  from bank islam to maybankard2  This post has been edited by s@ni: May 16 2013, 08:49 AM |
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May 16 2013, 11:49 AM
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#5
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Senior Member
2,842 posts Joined: Jun 2005 From: Seasaw
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QUOTE(brotan @ May 16 2013, 11:46 AM) you will have extra money to spend then tq sir... last year i had negative value in my CC statement but not much la.. |
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May 16 2013, 05:57 PM
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#6
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Senior Member
2,842 posts Joined: Jun 2005 From: Seasaw
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QUOTE(owenwong84 @ May 16 2013, 04:52 PM) Wanted to cry man... Survey survey last week RHB the most suitable for my case 4% Flat per month for 12 months. Eligible for existing card. So go apply. apply oni, why sad? Then yesterday Citibank call offer 3.99% reducing balance....Last week ask the rate is 7.xx% Why lah Citi different agent give different rate one. Can save half of the interest man... u can apply many, but at the end, u sign 1 oni la.. |
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May 16 2013, 10:22 PM
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#7
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Senior Member
2,842 posts Joined: Jun 2005 From: Seasaw
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QUOTE(owenwong84 @ May 16 2013, 09:00 PM) PBB kena reject. I want 12 months programme. So they proceed without your approval? Agent called, calculate calculate, interest very low...... When want to check with RHB, then got sms RHB approved. Go online check, start to charge...   |
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May 20 2013, 10:36 AM
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#8
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Senior Member
2,842 posts Joined: Jun 2005 From: Seasaw
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QUOTE(Seng_Kiat @ May 18 2013, 11:54 AM) Friend, oh ok tq bro. never done that, so never know Once we submit BT form, thats mean we are agree to apply for BT. there are no agreement to be signed, etc like car or mortage loan. All agreements has been signed by applicant prior to submit BBT form.. :-) |
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Jun 4 2013, 01:56 PM
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#9
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Senior Member
2,842 posts Joined: Jun 2005 From: Seasaw
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QUOTE(smsbusiness2u @ May 15 2013, 07:07 PM) yes, BT is means the bank will settle your outstanding amount in credit card of other bank for you either with cheque or IBG without giving money to u. do u have experience with BT Bank Islam? submitted my application last thursday... dont know if they accept or not... how long we need to wait usually? |
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Jun 4 2013, 03:42 PM
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#10
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Senior Member
2,842 posts Joined: Jun 2005 From: Seasaw
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QUOTE(nawaler @ Jun 4 2013, 03:12 PM) within 10 days i believe.. they did stated in their T&C clause no.11 ... oh ok, i did not remember reading that (mybe i do selective reading only) tq bro |
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Jun 12 2013, 11:42 PM
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#11
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Senior Member
2,842 posts Joined: Jun 2005 From: Seasaw
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My BT from Bank Islam to Maybankard2 stuck because my BI CC is not activated...
Activated and called them just now |
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