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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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peri peri
post Jul 18 2012, 11:43 AM

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QUOTE(penanghomes @ Jul 9 2012, 04:38 PM)
can someone help me choose which bt to take..i have 3 cards..owing ard rm40k..
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ur CL for each card how much?
peri peri
post Jul 19 2012, 02:30 PM

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QUOTE(MugenK20A @ Jul 19 2012, 10:29 AM)
So fast SCB end their 2.99% promo.
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when it had start? SCB had convert my bill to e-bill, how normally u get notify about their promotion?
peri peri
post Jul 19 2012, 03:19 PM

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QUOTE(MugenK20A @ Jul 19 2012, 03:17 PM)
I just called to SCB to ask their bast rates for BT.
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IC, don't wait for the fruit to fall, great attitude to follow. thx
peri peri
post Oct 16 2012, 09:12 AM

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i notice CIMB BT is back for 6 months 0% during their CIMB fiesta in MV last week
peri peri
post Oct 16 2012, 09:23 AM

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QUOTE(Titan_Gunners @ Oct 16 2012, 09:20 AM)
Are you sure? That is for new to bank customer, not for existing customer.
Pls do homework before posting.  doh.gif
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wow, posting in LYN also need to do homework?

still a BT programme
peri peri
post Oct 16 2012, 09:30 AM

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QUOTE(Titan_Gunners @ Oct 16 2012, 09:28 AM)
No if you are in Kopitiam thread. But here is not Kopitiam thread. biggrin.gif
Pls refer to few pages before, we already confirm CIMB 0% BT is for new to bank customer only.
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OK, 1st come 1st serve.

just got a sms from maybank for 50 unit samsung S3 and 50 unit galaxy tab to be won for BT to maybankard.


peri peri
post Aug 21 2013, 09:23 AM

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new cimb card sign up eligible for 6 months 0% transfer and applicable to principle and supp card holder up to 60% of credit limit.

in processing now. they need 7 working days for process
peri peri
post Aug 28 2013, 08:38 AM

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QUOTE(brotan @ Aug 27 2013, 09:25 PM)
Pls refer post #1
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always advising people refer post #1 but i always find it not up to date and will caused mislead to others and the worst to those who are in urgency to look for good BT

update

just done my BT with CIMB for new credit card application up to 50% of approved CL for 6 months installment @ 0% (min BT per bank is rm1000 and allowed for supp card holder acc as well)


peri peri
post Aug 28 2013, 08:39 AM

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QUOTE(smsbusiness2u @ Aug 28 2013, 12:54 AM)
Please update accordingly

2) RHB : 6 mths, Min - 3k per bank, Valid Until : 31/12/2012
- Only for new customer for only first  balance transfer?

4) BSN : 6 mths, Min - 3k per bank, Valid Until : 30/4/2013 (but BSN say so far always auto extend)
- No more 0% interest free for balance transfer
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thumbup.gif thx for the update

will try with RHB next
peri peri
post Aug 28 2013, 02:06 PM

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wow, 40k, says BT limit is 50% of CL, then your cc CL is around rm80k.

how much income per month to eligible for rm80k CL?

mine the max still rm15k only. how come?
peri peri
post Aug 28 2013, 02:33 PM

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QUOTE(brotan @ Aug 28 2013, 02:28 PM)
normally BT is 80% of available balance

so if he didn't owe any money to them before, then credit limit will be 50k
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haiz so sad,

both my BT for SCB and CIMB only allow up to 50% of my CL
peri peri
post Aug 28 2013, 02:45 PM

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QUOTE(brotan @ Aug 28 2013, 02:42 PM)
bro, the 80% is based on available balance, not credit limit

so if your CL = 20k
you still owe = 4k

then you can max BT 80% of (20k - 4k)
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i understand how the wonder works. just that SCB and CIMB offer are quite low compare to your 80% on available balance. But better than nothing although both are 6 months tenure @ 0%.
peri peri
post Sep 25 2013, 10:08 AM

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i have to admit, CIMB BT is the Best. From submitting the form by Fax and money to appear in acc just only 3 working days! Amazing.

Unlike SCB, apply to tele recorded and requires 10 working days which is almost 12 days for the money goes through. End up i have to clear those due payment first for healthy CCRIS
peri peri
post Sep 27 2013, 08:42 AM

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QUOTE(sj0217 @ Sep 26 2013, 02:55 PM)
How is the charge for CIMB BT ??

Currently no information in the first page. Maybe can update detail in the first page??
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i currently utilizing their 0% BT for 6 months,

then early next month will convert a purchase with minimum rm5000 for 12 months 0% installment.

T&C applies
peri peri
post Oct 11 2013, 09:12 AM

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QUOTE(andylol @ Sep 28 2013, 08:35 PM)
I need money and lower interest.
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call for cash, I get rm12k for 0% interest on 6 months installment but with 2% one off charges
peri peri
post Oct 11 2013, 03:51 PM

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QUOTE(brotan @ Oct 11 2013, 10:30 AM)
hi bro

which bank is that?
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OCBC
peri peri
post Mar 11 2014, 09:39 AM

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Hi, normally how fast the Aeon dept will issue out the cheuque for BT? I need to plan my BT before due date
peri peri
post Aug 8 2014, 09:31 AM

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Hi sifus, can anyone enlighten me what is the current BT for new credit card approved for Public bank says visa signature. What are the terms? I cant see any stated in their web site.

Just a quick reply will do. Thanks
peri peri
post Aug 8 2014, 10:39 AM

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QUOTE(ronnie @ Aug 8 2014, 10:24 AM)
New-to-bank customer: BT 12-month 0%
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Thanks for reply
peri peri
post Aug 21 2014, 02:14 PM

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QUOTE(tigaxxx @ Aug 20 2014, 05:55 PM)
Just submitted BT application to PB today....
let's see how long they will to process it...
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rm5000 per bank for 6 months 0 interest? which BT package u take? They say less than rm5000 in few banks need charge 1 %, more than rm5000 in few banks need charge 2 %. Is annum interest charges or one time charge?

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