Apr 10 2012, 01:47 PM
QUOTE(brotan @ Apr 6 2012, 10:40 AM)
Hi,
I actually called them to find out about this before I wrote on my first page
I also curious about this one time thing. The agent confirm it is really 6.99% one time cost and they don't force you to repay with a specific timeline
You can owe them forever. haha
anyway, best you called them to double confirm
I think is the mistake by customer service, you may read term and condition on the websiteI actually called them to find out about this before I wrote on my first page
I also curious about this one time thing. The agent confirm it is really 6.99% one time cost and they don't force you to repay with a specific timeline
You can owe them forever. haha
anyway, best you called them to double confirm
http://www.hlb.com.my/promo/pfs/cc_balance...nsfer/tc_en.pdf
8. Upon transfer of the BT Approved Amount to the Cardholder(s) BT Account, the interest of 6.99% p.a. will be calculated on a
daily basis and charged on the balance of the BT Approval Amount until the date of full repayment.
- the interest will be calculated daily basis, 6.99% pa, means it will charged you yearly 6.99% reducing rate.
9. The Cardholder shall be obligated to pay the minimum payment due in the BT Account or RM50.00, whichever is higher. If the
Cardholder fails to make payment on or before the due date, the Lifetime 6.99% p.a. interest rate will be retracted and interest
at 18% p.a. will be charged on the amount outstanding in the BT Account on a daily basis until full repayment. Failure to comply
with the minimum payment obligation will also result in a late payment fee of 1% of total outstanding balance as at statement
date or minim
- This one is f***ed, if you forget or failed to pay minimum payment 1 time, your 6.99% gone and become 18%. LOL
This post has been edited by myAccountLowyat: Apr 10 2012, 01:47 PM
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