hi brotan
if i use cc for purchase a rm$50K car - any 0%int deal
how about bt later on
any idea on this
someone suggested this on the old cc thread
thanks for any suggestions
Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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 May 8 2012, 07:31 PM
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Junior Member
37 posts Joined: Jul 2009  
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May 9 2012, 12:22 PM
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#2
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37 posts Joined: Jul 2009
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QUOTE(brotan @ May 9 2012, 11:14 AM) hi bro, thanks for the replycar can use credit card to buy? sure or not? I don't think so can lah even if it can be done, i would not suggest you to do so because 1) Normally BT allow 80% of your credit balance (credit limit minus what you owe them that month). Which means you need a cc that has credit limit of RM 62.5k or higher and you cannot spend on it. Maybe it can be done, but i am not sure 2) The cc BT 0% so far I see max 6 mths only. Car repayment normally a few years. So if you cc for your car purchase, your monthly commitment is very high which i think is not a good idea anyway, maybe it can be done but i personally won't do it. Added on May 9, 2012, 11:15 am bro that one for new application lah. I only update BT for normal cc  i can pay cash too - just that use cc will get points cash rebate ? save on finance co charges save on transfer of ownership what else ? got good and bad important is got the cash to back it up ;P |
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May 9 2012, 03:23 PM
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#3
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37 posts Joined: Jul 2009
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yes - the car dealer agree to it . now research how to max the benefits
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May 11 2012, 03:40 PM
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#4
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37 posts Joined: Jul 2009
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QUOTE(laptopdoctortom @ May 9 2012, 03:23 PM) yes - the car dealer agree to it . now research how to max the benefits i called a couple of banks ordinstead of BT can also apply to do installment payment scb offer 2.9% for 6 months i just wan to get the points and get some benefits lah Note to others reading this --- i not looking to owe money to any bank , so dont follow blindly ya cheers |
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