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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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jep
post Jan 30 2013, 03:52 PM

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Noob in BT here..I have about 8K of debt in CC that I plan to transfer to Aeon BT..but I don't think that I'll be able to clear all after 6 months..what's going to be the rate like after 6 months? What to do next? find another 0% BT and repeat the process?
jep
post Jan 30 2013, 04:09 PM

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QUOTE(brotan @ Jan 30 2013, 04:03 PM)
What's the credit limit you can get from aeon? Normally allow bt 80% of your available credit

You will be charged normal cc rate if you can't pay in full every month
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I haven't applied yet..my current CC limit is 10K..Another question is..I currently serving 2 Citibank BT + Installment..with combine interest rate of 9.9% (BT + Installment) Is it possible for me to terminate the installment and BT that to another bank?
jep
post Jan 30 2013, 05:58 PM

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QUOTE(brotan @ Jan 30 2013, 05:21 PM)
installment as in those buy big things got 0% installment?

most banks will only allow BT upon seeing the amount in your due amount of your statement

so if you still owe citibank BT & installment but it is not reflected in your credit card yet, then you can BT those amount (not yet charged to your cc)
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I did a BT from Maybank and it's also turned into an installment of 36 months..so I guess cancelling the installment will show the full amount in the Citibank CC and then I guess I can BT that amount to AEON?

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