hi guys i have a few question about BT, kinda confuse with how BT works and it is my 1st time with BT...i have a CC its a aeon credit and im planning to do BT not sure which bank but probably PUBLIC bank or MAYBANK....but just now when i called maybank service centre, the officer told me that i need to apply credit card maybank 1st then can do BT...so im confuse...i tot that we just submit BT application and our current CC bank statement or do we need to submit BT application document and CC that we want to BT document as well?? hope any sifu can help me thanks