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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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bwxf
post Nov 13 2013, 04:20 PM

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Hi all, I have some question here. Let say my current limit now is only 6K and normally BT limit from a bank is just 80% of available credit limit (meaning only RM4800 can be BT).

However, I need to BT about 5K. Can I topup on my current credit limit 6K by paying cash in advance to the bank of RM250 to increase till RM6250. So I can BT ngam ngam 5K (80% of RM6250)?

Please help to advise. Thank you.
bwxf
post Nov 13 2013, 05:28 PM

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QUOTE(smsbusiness2u @ Nov 13 2013, 04:24 PM)
pls becareful. u might have problem if you pay before statement come
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what do you mean by having "problem" if I pay before statement come? I thought as long as I pay full amount or more for the credit card then will be alright? Thanks.

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