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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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amazinggrace
post May 19 2014, 05:34 PM

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QUOTE(bearbear @ May 17 2014, 06:09 PM)
famous ones and always offer 0% - Aeon and PBB

RHB promo ending next month and some other banks that offer under special conditions.
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actually how the bank can earn if they offer 0%?
amazinggrace
post May 19 2014, 06:12 PM

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QUOTE(bearbear @ May 19 2014, 05:40 PM)
they can't, hoping you don't pay up when it is due is the evil plan.
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haha... but if the credit card holder change their mind and pay earlier, then the bank must rugi.

amazinggrace
post May 19 2014, 06:13 PM

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QUOTE(vincentwmh @ May 19 2014, 05:40 PM)
i think, they earn when u still have unpaid balance after BT period ended.
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the bank are investing on the attitude of the card holders.
amazinggrace
post May 20 2014, 11:03 AM

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QUOTE(vincentwmh @ May 20 2014, 10:20 AM)
the first or maybe only one that allow CC application WITHOUT even needing a pay-slip & financial history.
at first month at work even before first pay, can apply already!!!

then, bank just close door, take down signboard>>>southern bank in history
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ya, southern bank had merged with others to become CIMB.

I think the payslip thing is the requirement set by BNM. The bank cannot decide themselves.

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