Received a call from PS about 6 months 0% BT program. She emailed me the form for BT application.

But she also mention about submitting my CC statement for it to approved.

I normally pay promptly for my CC but since now someone offered 0% BT was thinking why not.

So question is:

1. Is CC statement a must? From the form it seems it just request for the amount to be transferred. If I were to submit CC statement, the amount will be less than my total outstanding amount as I always only pay on due date.

eg :

Statement amount : 1500
Outstanding amount : 2000

Can I ask to transfer RM2000 instead or only based on statement amount?

2. Let's say for Maybank2card Amex. How do I fill up the form as the numbers sequence are different.

Thanks in advance as I'm quite inexperienced on this.

Anyone?

ADD : Can I balance transfer more than my outstanding amount?

This post has been edited by Devil4life: May 13 2013, 05:39 PM

Normal Visa & Master card number XXXX-XXXX-XXXX-XXXX

But Amex is XXXX-XXXXXX-XXXXX

So how do I fill it inside the form?

For those who wish to apply SC BT for 0% 6 months, you can call to SC CS straight and ask for it.

But the CS told me that it is applicable for card less than 6 months old only. Those longer than that can perhaps try their luck.

Another thing is I just check my BT approve and there is an account inside my online account.

So when can I expect them to transfer the money to the banks I applied BT for? Thanks

how to pay for Standard Chartered BT using M2U account? choose under credit card?

I don't understand UOB balance transfer statement.

It written there 3000 (my full BT amount). But isn't it like just 500 per month. And the min amount to pay is RM150.

So can I just pay RM150 for 5 months then clear it off during the last month?

Or I have to split myself equally which is 500 per month.

Currently the SC BT I had help me split already and I only require to pay that statement amount.

I don't really understand the quote part.

Does it mean that I only have to pay the minimum amount for the BT and clear my full retail statement (the one which swipe using the card)?

How to apply? I don't see any forms. Call to CS?

How to confirm that my CIMB BT application is received? Or I just wait then see my CIMBclicks acc?

can give me the email address then?

But I think in regardless whether you have negative or positive funds in your CC, as long you withdraw money from it, it's consider cash advance and will incur the cash advance fees and interest.

AEON credit card, you entitled to points

I think should go for AKPK already. That debt amount is too high