Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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 Nov 27 2012, 03:15 PM
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#1
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Junior Member
10 posts Joined: Sep 2009  
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Hi all, I have been deciding between personal loan and Balance Transfer to clear my card off.
My debts are around 10k.. 6k(uob), 4k(mbb). Possible to do balance transfer? Still abit blur on how it works... |
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Nov 27 2012, 03:36 PM
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#2
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Junior Member
10 posts Joined: Sep 2009
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QUOTE(brotan @ Nov 27 2012, 03:29 PM) Hi This post has been edited by CarolT: Feb 26 2013, 11:46 AMbest way is to apply those cards which offer low 0% interest BT. You can refer to the spoiler on post #1. Eg of such offers are from BSN, Aeon, PBB Let's say you got your PBB credit card. You simply email / fax them your request to BT your existing UOB / MBB credit card. Process is quite simple. I do it tons of time and from my experience, PBB execution cycle time is one of the fastest Hope this helps  |
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Nov 27 2012, 03:51 PM
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#3
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Junior Member
10 posts Joined: Sep 2009
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QUOTE(Titan_Gunners @ Nov 27 2012, 03:39 PM) Be mentally prepared, most probably will reject due to your debt shown in CCRIS. This post has been edited by CarolT: Feb 26 2013, 11:46 AM |
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Nov 27 2012, 04:08 PM
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#4
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Junior Member
10 posts Joined: Sep 2009
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QUOTE(Titan_Gunners @ Nov 27 2012, 04:05 PM) Credit card is devil.. Bank are not charity, they wish to see we stuck in debt. then they can make more $$$$.. This post has been edited by CarolT: Feb 26 2013, 11:43 AM |
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