Hi Guys,kinda getting confused on what i could do at the moment so heres my case,

i have two credit card (HLB & PBB) which i wish to settle within 24 months via balance transfer.

so here's the question:

as mentioned earlier in this thread,you cannot perform BT with the very same bank with your CC issuer,and by regulations we're bound with maximum of 2 CC,does that mean BT is no go for me?

and if possible,what option do i have?

appreciate the answers

this bt thingy is making me dizzy...different bank different pattern
can i request recommendation from you guys?

i'm seeking to:
1) consolidate 2 bank's cc into one bank and settle in 24 months basis.....
2) those cards are pbb and hlb

currently seeing maybe alliance or citibank but not sure if there are any fine prints i might missed,appreciate if you guys can help