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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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lamode
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Jan 27 2013, 11:05 AM
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Trying to BT from PBB to AEON, but I think there is an issue here. 07 JAN - Faxed to AEON, and received call from them on the same date. 08 JAN - Appeared in AEON online banking 26 JAN - It's still nothing on PBB account, so called AEON to check status, but they told me to call back on Tuesday as account/finance dept is not working today. Will keep you guys updated, i got a feeling its gonna be a nightmare as probably would ding dong here and there. Lesson learned, banks that use GIRO is definitely better than cheque for me.
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phat
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Jan 27 2013, 10:09 PM
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Roger..tomorow will pay in full..huhu..can do another bt even when earlier Bf hasnt finish yet?
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Titan_Gunners
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Jan 28 2013, 11:15 AM
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QUOTE(phat @ Jan 27 2013, 10:09 PM) Roger..tomorow will pay in full..huhu..can do another bt even when earlier Bf hasnt finish yet? Yes, u can as long as u having sufficient CL.
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deity01
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Jan 29 2013, 03:39 PM
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about the other bank credit card statement that we need to attached together with the balance transfer application form when we apply for balance transfer of MBB...
can I just print my outstanding from the internet banking even though the credit card hvnt reach statement date?
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lamode
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Jan 29 2013, 03:55 PM
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QUOTE(lamode @ Jan 27 2013, 11:05 AM) Trying to BT from PBB to AEON, but I think there is an issue here. 07 JAN - Faxed to AEON, and received call from them on the same date. 08 JAN - Appeared in AEON online banking 26 JAN - It's still nothing on PBB account, so called AEON to check status, but they told me to call back on Tuesday as account/finance dept is not working today. Will keep you guys updated, i got a feeling its gonna be a nightmare as probably would ding dong here and there. Lesson learned, banks that use GIRO is definitely better than cheque for me.  29 JAN - Call to AEON, they gave me tracking number and cheque number to cross check with PBB... Called back to AEON again to request them issue another cheque, they will check with the courier company first n update me.
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TSbrotan
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Jan 29 2013, 04:06 PM
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QUOTE(deity01 @ Jan 29 2013, 03:39 PM) about the other bank credit card statement that we need to attached together with the balance transfer application form when we apply for balance transfer of MBB... can I just print my outstanding from the internet banking even though the credit card hvnt reach statement date? you can try call mbb and see if they accept that. do let us know
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deity01
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Jan 29 2013, 04:11 PM
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QUOTE(brotan @ Jan 29 2013, 04:06 PM) you can try call mbb and see if they accept that. do let us know  haha...my statement date is 8 Feb and 8 Feb is near CNY...scare BT process will be late...just suddenly think of it and hoping for quick answer... nvm...will go to ask after work... or anyone hv experience with MBB BT? how long it usually takes them to process and payment? This post has been edited by deity01: Jan 29 2013, 04:23 PM
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ic3johan
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Jan 30 2013, 10:07 AM
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Getting Started

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hi for those on Aeon BT, the yearly fees of RM95 is high, ask the counter girl how to waive this. She realy blur lah
anyone care to shed some light here? thanks
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TSbrotan
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Jan 30 2013, 10:10 AM
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QUOTE(ic3johan @ Jan 30 2013, 10:07 AM) hi for those on Aeon BT, the yearly fees of RM95 is high, ask the counter girl how to waive this. She realy blur lah anyone care to shed some light here? thanks normally they waive right?
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JamesPond
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Jan 30 2013, 11:19 AM
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QUOTE(AaIto @ Jan 27 2013, 10:13 PM) I called Cimb CS. Requested them to ask their CC Retention Dept to call me and offer me 6mth 0% BT. Just trying my luck. They really called me and offered me 6mths 0% BT. Free credit... Woo Hoo...  excellence. I will try this again.
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ic3johan
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Jan 30 2013, 02:44 PM
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Getting Started

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brotan, thats ehat buggering me.. 1st yesr waive,
2nd year RM95, ask counter girl.. she also in the dark
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TSbrotan
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Jan 30 2013, 02:51 PM
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QUOTE(ic3johan @ Jan 30 2013, 02:44 PM) brotan, thats ehat buggering me.. 1st yesr waive, 2nd year RM95, ask counter girl.. she also in the dark Call their cs to ask for waiver. If dont want to give, threatened terminate card Sure waive. Lol
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jep
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Jan 30 2013, 03:52 PM
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Noob in BT here..I have about 8K of debt in CC that I plan to transfer to Aeon BT..but I don't think that I'll be able to clear all after 6 months..what's going to be the rate like after 6 months? What to do next? find another 0% BT and repeat the process?
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TSbrotan
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Jan 30 2013, 04:03 PM
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QUOTE(jep @ Jan 30 2013, 03:52 PM) Noob in BT here..I have about 8K of debt in CC that I plan to transfer to Aeon BT..but I don't think that I'll be able to clear all after 6 months..what's going to be the rate like after 6 months? What to do next? find another 0% BT and repeat the process? What's the credit limit you can get from aeon? Normally allow bt 80% of your available credit You will be charged normal cc rate if you can't pay in full every month
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jep
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Jan 30 2013, 04:09 PM
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QUOTE(brotan @ Jan 30 2013, 04:03 PM) What's the credit limit you can get from aeon? Normally allow bt 80% of your available credit You will be charged normal cc rate if you can't pay in full every month I haven't applied yet..my current CC limit is 10K..Another question is..I currently serving 2 Citibank BT + Installment..with combine interest rate of 9.9% (BT + Installment) Is it possible for me to terminate the installment and BT that to another bank?
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TSbrotan
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Jan 30 2013, 05:21 PM
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QUOTE(jep @ Jan 30 2013, 04:09 PM) I haven't applied yet..my current CC limit is 10K..Another question is..I currently serving 2 Citibank BT + Installment..with combine interest rate of 9.9% (BT + Installment) Is it possible for me to terminate the installment and BT that to another bank? installment as in those buy big things got 0% installment? most banks will only allow BT upon seeing the amount in your due amount of your statement so if you still owe citibank BT & installment but it is not reflected in your credit card yet, then you can't BT those amount (not yet charged to your cc) This post has been edited by brotan: Jan 30 2013, 09:29 PM
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jep
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Jan 30 2013, 05:58 PM
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QUOTE(brotan @ Jan 30 2013, 05:21 PM) installment as in those buy big things got 0% installment? most banks will only allow BT upon seeing the amount in your due amount of your statement so if you still owe citibank BT & installment but it is not reflected in your credit card yet, then you can BT those amount (not yet charged to your cc) I did a BT from Maybank and it's also turned into an installment of 36 months..so I guess cancelling the installment will show the full amount in the Citibank CC and then I guess I can BT that amount to AEON?
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TSbrotan
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Jan 30 2013, 09:31 PM
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QUOTE(jep @ Jan 30 2013, 05:58 PM) I did a BT from Maybank and it's also turned into an installment of 36 months..so I guess cancelling the installment will show the full amount in the Citibank CC and then I guess I can BT that amount to AEON? Maybe cancellation of the installments will show all you owe in your next statement. If yes then can bt all to another bank . But normally they will charge cancellation fee but some don't Just ask citibank lor if cancel how it is handled
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