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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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lamode
post Jan 27 2013, 11:05 AM

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Trying to BT from PBB to AEON, but I think there is an issue here.


07 JAN - Faxed to AEON, and received call from them on the same date.
08 JAN - Appeared in AEON online banking
26 JAN - It's still nothing on PBB account, so called AEON to check status, but they told me to call back on Tuesday as account/finance dept is not working today.

Will keep you guys updated, i got a feeling its gonna be a nightmare as probably would ding dong here and there.
Lesson learned, banks that use GIRO is definitely better than cheque for me. sweat.gif doh.gif hmm.gif
phat
post Jan 27 2013, 10:09 PM

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Roger..tomorow will pay in full..huhu..can do another bt even when earlier Bf hasnt finish yet?

AaIto
post Jan 27 2013, 10:13 PM

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I called Cimb CS. Requested them to ask their CC Retention Dept to call me and offer me 6mth 0% BT. Just trying my luck. They really called me and offered me 6mths 0% BT. Free credit... Woo Hoo... rclxm9.gif
AaIto
post Jan 27 2013, 10:15 PM

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At the same time, my Aeon CC just got approved. Another 6mths 0% BT on the way. Haha... Thank you tkt and tct here for the infos shared.... Grateful.... thumbup.gif
Titan_Gunners
post Jan 28 2013, 11:15 AM

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QUOTE(phat @ Jan 27 2013, 10:09 PM)
Roger..tomorow will pay in full..huhu..can do another bt even when earlier Bf hasnt finish yet?
*
Yes, u can as long as u having sufficient CL. smile.gif
deity01
post Jan 29 2013, 03:39 PM

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about the other bank credit card statement that we need to attached together with the balance transfer application form when we apply for balance transfer of MBB...

can I just print my outstanding from the internet banking even though the credit card hvnt reach statement date?
lamode
post Jan 29 2013, 03:55 PM

anything could happen!
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QUOTE(lamode @ Jan 27 2013, 11:05 AM)
Trying to BT from PBB to AEON, but I think there is an issue here.
07 JAN - Faxed to AEON, and received call from them on the same date.
08 JAN - Appeared in AEON online banking
26 JAN - It's still nothing on PBB account, so called AEON to check status, but they told me to call back on Tuesday as account/finance dept is not working today.

Will keep you guys updated, i got a feeling its gonna be a nightmare as probably would ding dong here and there.
Lesson learned, banks that use GIRO is definitely better than cheque for me.  sweat.gif  doh.gif  hmm.gif
*
29 JAN - Call to AEON, they gave me tracking number and cheque number to cross check with PBB... Called back to AEON again to request them issue another cheque, they will check with the courier company first n update me.
TSbrotan
post Jan 29 2013, 04:06 PM

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QUOTE(deity01 @ Jan 29 2013, 03:39 PM)
about the other bank credit card statement that we need to attached together with the balance transfer application form when we apply for balance transfer of MBB...

can I just print my outstanding from the internet banking even though the credit card hvnt reach statement date?
*
you can try call mbb and see if they accept that. do let us know rclxms.gif
deity01
post Jan 29 2013, 04:11 PM

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QUOTE(brotan @ Jan 29 2013, 04:06 PM)
you can try call mbb and see if they accept that. do let us know  rclxms.gif
*
haha...my statement date is 8 Feb and 8 Feb is near CNY...scare BT process will be late...just suddenly think of it and hoping for quick answer...

nvm...will go to ask after work...

or anyone hv experience with MBB BT? how long it usually takes them to process and payment?

This post has been edited by deity01: Jan 29 2013, 04:23 PM
ic3johan
post Jan 30 2013, 10:07 AM

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hi for those on Aeon BT, the yearly fees of RM95 is
high, ask the counter girl how to waive this.
She realy blur lah

anyone care to shed some light here? thanks
TSbrotan
post Jan 30 2013, 10:10 AM

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QUOTE(ic3johan @ Jan 30 2013, 10:07 AM)
hi for those on Aeon BT, the yearly fees of RM95 is
high, ask the counter girl how to waive this.
She realy blur lah

anyone care to shed some light here? thanks
*
normally they waive right?
JamesPond
post Jan 30 2013, 11:19 AM

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QUOTE(AaIto @ Jan 27 2013, 10:13 PM)
I called Cimb CS. Requested them to ask their CC Retention Dept to call me and offer me 6mth 0% BT. Just trying my luck. They really called me and offered me 6mths 0% BT. Free credit... Woo Hoo... rclxm9.gif
*
excellence. I will try this again.
ic3johan
post Jan 30 2013, 02:44 PM

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brotan, thats ehat buggering me.. 1st yesr waive,

2nd year RM95, ask counter girl.. she also in the dark
TSbrotan
post Jan 30 2013, 02:51 PM

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QUOTE(ic3johan @ Jan 30 2013, 02:44 PM)
brotan, thats ehat buggering me.. 1st yesr waive,

2nd year RM95, ask counter girl.. she also in the dark
*
Call their cs to ask for waiver. If dont want to give, threatened terminate card

Sure waive. Lol
jep
post Jan 30 2013, 03:52 PM

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Noob in BT here..I have about 8K of debt in CC that I plan to transfer to Aeon BT..but I don't think that I'll be able to clear all after 6 months..what's going to be the rate like after 6 months? What to do next? find another 0% BT and repeat the process?
TSbrotan
post Jan 30 2013, 04:03 PM

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QUOTE(jep @ Jan 30 2013, 03:52 PM)
Noob in BT here..I have about 8K of debt in CC that I plan to transfer to Aeon BT..but I don't think that I'll be able to clear all after 6 months..what's going to be the rate like after 6 months? What to do next? find another 0% BT and repeat the process?
*
What's the credit limit you can get from aeon? Normally allow bt 80% of your available credit

You will be charged normal cc rate if you can't pay in full every month
jep
post Jan 30 2013, 04:09 PM

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QUOTE(brotan @ Jan 30 2013, 04:03 PM)
What's the credit limit you can get from aeon? Normally allow bt 80% of your available credit

You will be charged normal cc rate if you can't pay in full every month
*
I haven't applied yet..my current CC limit is 10K..Another question is..I currently serving 2 Citibank BT + Installment..with combine interest rate of 9.9% (BT + Installment) Is it possible for me to terminate the installment and BT that to another bank?
TSbrotan
post Jan 30 2013, 05:21 PM

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QUOTE(jep @ Jan 30 2013, 04:09 PM)
I haven't applied yet..my current CC limit is 10K..Another question is..I currently serving 2 Citibank BT + Installment..with combine interest rate of 9.9% (BT + Installment) Is it possible for me to terminate the installment and BT that to another bank?
*
installment as in those buy big things got 0% installment?

most banks will only allow BT upon seeing the amount in your due amount of your statement

so if you still owe citibank BT & installment but it is not reflected in your credit card yet, then you can't BT those amount (not yet charged to your cc)

This post has been edited by brotan: Jan 30 2013, 09:29 PM
jep
post Jan 30 2013, 05:58 PM

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QUOTE(brotan @ Jan 30 2013, 05:21 PM)
installment as in those buy big things got 0% installment?

most banks will only allow BT upon seeing the amount in your due amount of your statement

so if you still owe citibank BT & installment but it is not reflected in your credit card yet, then you can BT those amount (not yet charged to your cc)
*
I did a BT from Maybank and it's also turned into an installment of 36 months..so I guess cancelling the installment will show the full amount in the Citibank CC and then I guess I can BT that amount to AEON?
TSbrotan
post Jan 30 2013, 09:31 PM

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QUOTE(jep @ Jan 30 2013, 05:58 PM)
I did a BT from Maybank and it's also turned into an installment of 36 months..so I guess cancelling the installment will show the full amount in the Citibank CC and then I guess I can BT that amount to AEON?
*
Maybe cancellation of the installments will show all you owe in your next statement. If yes then can bt all to another bank . But normally they will charge cancellation fee but some don't

Just ask citibank lor if cancel how it is handled

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