Not sure about Affin but Maybank has. 12 months 3% upfront. I BT my balcne to my mother's credit card last 2 weeks from UOB. Haha

Anyway, lets say 30k from CIMB, and we have BSN, Aeon and Maybank to BT.

We first split 20k to Maybank for a 12 months instalment, 6k to Aeon and 4k to BSN.

This way, we save on the 30k interest of 500, am I right?

Sorry, a question here, what is the function of Balance Transfer ?

If you are new to Balance Transfer Plans, please click on the link below to my article The Best Credit Card Balance Transfer Plans 2014 - Facts You Need To Know. No two Balance Transfer Plans are the same as each bank/financial institution will have their own set of rules.

The Best Credit Card Balance Transfer Plans 2014

Public bank offered the Best Balance Transfer in town. Just done a huge BT to other bank, no need attach any statement, no need call to verify, just fax  over the form with any amount you wish (as long below your CL), then appear in system less than 4 working days.