Public Bank changed their BT rules already to make it worse

check out post #1 which i have updated

go apply the public bank 0% 12month plan la...just make sure you spend RM1K within 1st 3 months

i just sent in my application yesterday. wanted to apply for the infinite card but not qualified...they need RM250K annual income...sigh

Hi guys, another tips to share on BT for AEON...
If you want to BT including your supp card swipes, please make sure the statement submitted show the principal card number with total amount (principal+supp) side by side.
Last month, I used the ocbc paper statement, both principal and supp card siwpes were BT-ed.
This month, I used the ocbc e-statement (to save time by not waiting for paper statement), end up only the principal card swipes were considered.    If you have ocbc e-statement, you will know what I meant.
E-Statement from HLB and MBB are fine.
That's why I hate those banks which still do not have the e-statement with exact layout like the actual/paper statement. 

Off topic Q, if i have more than 1 cc with the same bank,do my cc's credit limit(CL) increase?
e.g. 1 credit card,CL=RM8k..2 credit card,CL=RM16k?? Shared CL or separated?
Pls shed some lights.TQ

wat is DA?   is it also not other charges like the RHB?

the bank are investing on the attitude of the card holders.

same, my recent attempts bt from ocbc within 3 days.

I have just applied for balance transfer from uob to cimb...in online banking can see that cimb have created a new account number for the balance transfer but amount have not been transferred yet. Anyone know how long it will take to get the amount transferred?

Guys, just curious what is the purpose of doing BT? Still blue regarding this.
I do want to terminate my PB card and want to move to MBB.

i don't think it is mentioned any where, and i think nobody knows about it, otherwise all would have sent their BTs to RHB  instead of Aeon Watami.

The BTs we all took are all interest free/no processing charges. We BT to make money from the bank, not let the bank make money from us.

I have stopped swiping my RHB card since. Shall wait and see if next statement still come with the CB.

Aeon Watami

My BT application to Aeon has been declined. No reason stated.
So my overpayment there is stuck again. May need to request for refund again, all the trouble to find out the PBB cheque details.......

Has anyone 's BT application to Aeon been rejected despite adequate CR balance?

usually someone from aeon will call to verify your bt. you can know whether your bt will be approved or rejected.

did you attach together the statement of the cc which you want to bt from?

so u had also been declined? Curious , i called they said they also dont know. No reason.

In your case, how many BTs u have with Aeon? Wｅｒｅ the previous 2 BTs too short interval from your declined BT?

Mine i got 22 Bts, last　２ approved 　１.８.１４　ａｎｄ　7.8.14.
Ｄｅｃｌｉｎｅｄ　ＢＴ　１３.８.１４　( from OCBＣ　ａｎｄ　ＣＩＭｂ)

Are you sure lamode's rejection was  becos overpaid?

I had quite many BTs approved using CR from my over payment long before the current rejection.
i just tried again yesterday, no harm trying.
.

my latest BT approved!

13.8.14 balance CR 14k+,  applied for BT OCBC1854 + CIMB 1200 - declined.
16.8.14 Tried again BT  for only OCBC RM1854  - again declined
fed up, i called and demanded refund of overpayment (own est RM8k).

24.8.14 checked at Aeon Credit Branch - balance Cr now  RM7547 ,  RM7028 refund? nothing received yet
simply tried Bt again MBB Amex RM4308 - this time approved!

stars:  just simply try only you would never know why they decline or reject your BT...

same submitted monday and no call yet. no i did not overpay to BT.

oi stop abusing

sent an email earlier to day to them, just received verification call.