Need advice from experienced BT'ers here:
I want to bt about 30k from alliance to PB ..due date for my Alliance VI is  sept 1 but my application for PB VS still in process. .
assuming my application will be approved,  should I pay min. first or pay the whole amount and ask for refund later? 
Expect will get  my card 2 weeks from now if approved. 
if pay min, the interest will be a lot...

never got call for the rejected BT.
i submitted and then few days later received SMS saying BT application rejected. 

Thanks..I think I'll do that
my 30k transaction was posted on 1st aug..they will calculate 18% annual interest for the 95% balance starting 1 aug , which is enormous. ..

Izit? Watami credit card application also got freebies? Which branch do you apply?;-)

Aeon tebrau city, JB. Seriously the mini fridge very mini.. i think only can fit 6 tin of softdrink/beer.

Wanna ask. Once approval AEON BT what's next? Approved since last week, but still seeing the balance in my old CC

BT approved on Aug 22 and CS said the money will be transferred on Aug 25th ...
save me the interest and the hassle of paying full amount   

just found out that if u have existing BT with Aeon need to settle first before starting new one, thought can do both at the same time 

Question to all those that applied BT through AEON credit card

1) what free gift they are giving now ? i passed by Aeon credit so many times ( in shopping mall) but all they give is RM50 cash voucher

2) Is the Aeon Watami the best card to get now ?

3) do they accept online application?

u know the BT team hotline number ? it always shows as private number

victorywp i found Aeon's BT number as they called me +60326888888

Well, not many that can settle the debt within 6 or 12 months. I've seen people owing more than 30K to CC and their interest per month is about 500. They need a probably 3-5 years to pay it back thus personal loan. Anyway, they are stupid to begin with by raking up so much debt.

Best BT now is

Flat rate
0% for 12 months PBB
2.5% for 12 months RHB
3% for 12 months MBB

Reducing rate
6% for 12 months CIMB
7% for 12 months HLB

this offer is there for some time. 3 percent upfront fee can be treat as 5 to 6 perdent effective rate. Nothing to shock about

It is min RM 1000 per BT and not min RM 1000 per statement I suppose?

Does anyone know if there any charges to withdraw money from MBB due to excessive BT?

I want to BT rm10,000 from PBB to MBB. But my MBB actually just owe 2,000, means excessive of 8000.

I wish to withdraw the excessive 8000 from MBB credit card to my MBB Saving Account.

why not, just cash withdraw. use ur cc at ATM machine or go genting casino swipe it out. I prefer Genting casino coz lower charges 

yes exactly. U tried before?
I can park the money in other place a while before paying off..

It would be good if there is no charges to withdraw the excessive payment

done that b4 with aeon.
1st time got RM5k+
2nd time recently got RM8K. but no use , at the end still i pumped  back the money, needed Cr for more BTs.