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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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iamWill
post Sep 16 2014, 06:24 PM

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QUOTE(victorywp @ Sep 16 2014, 06:19 PM)
yes, they need other bank's statement. then just round up the amount for bt.
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Thanks
DarReNz
post Sep 16 2014, 10:04 PM

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if only mbb BT had 5x points would have been superb
lamode
post Sep 16 2014, 10:14 PM

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QUOTE(DarReNz @ Sep 16 2014, 10:04 PM)
if only mbb BT had 5x points would have been superb
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12 mths 0% consider very good already, don't be so greedy leh nod.gif
ronnie
post Sep 16 2014, 11:22 PM

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QUOTE(DarReNz @ Sep 16 2014, 10:04 PM)
if only mbb BT had 5x points would have been superb
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shocking.gif shocking.gif shocking.gif BUT drool.gif drool.gif drool.gif
HappyGuy
post Sep 16 2014, 11:27 PM

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I just checked my ccris record from bank negara, the balance transfer amount will show as outstanding amount, this actually will impact your credit score when you want to apply new cc, car loan or housing loan. So use BT wisely smile.gif

Anyway, only BT from PB showing as outstanding, but not Aeon credit.
victorywp
post Sep 17 2014, 12:17 AM

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QUOTE(HappyGuy @ Sep 16 2014, 11:27 PM)
I just checked my ccris record from bank negara, the balance transfer amount will show as outstanding amount, this actually will impact your credit score when you want to apply new cc, car loan or housing loan. So use BT wisely :)

Anyway, only BT from PB showing as outstanding, but not Aeon credit.
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mine aeon also shows as outstanding in ccris...
victorywp
post Sep 17 2014, 01:17 AM

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double post

This post has been edited by victorywp: Sep 17 2014, 01:20 AM
HappyGuy
post Sep 17 2014, 09:03 AM

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QUOTE(victorywp @ Sep 17 2014, 12:17 AM)
mine aeon also shows as outstanding in ccris...
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Hmm..that is strange. I been using aeon BT for years and currently still have outstanding, but showing 0 outstanding.
avengers88
post Sep 17 2014, 12:23 PM

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The balance transfer only works when transfer to own CC at another bank right ? What if i want to transfer for another person's credit card ?
DarReNz
post Sep 17 2014, 12:27 PM

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QUOTE(avengers88 @ Sep 17 2014, 12:23 PM)
The balance transfer only works when transfer to own CC at another bank right ? What if i want to transfer for another person's credit card ?
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u can't do that, get the other person to do the BT unless you wanted to foot the bill for the other person hmm.gif
victorywp
post Sep 17 2014, 12:33 PM

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QUOTE(avengers88 @ Sep 17 2014, 12:23 PM)
The balance transfer only works when transfer to own CC at another bank right ? What if i want to transfer for another person's credit card ?
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by right, bt only available for own cc from one bank to another.
leo_kiatez
post Sep 17 2014, 12:54 PM

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QUOTE(victorywp @ Sep 17 2014, 12:33 PM)
by right, bt only available for own cc from one bank to another.
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You sounded like possible, victorywp..kindly share out ur plan..tongue.gif
victorywp
post Sep 17 2014, 12:59 PM

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QUOTE(leo_kiatez @ Sep 17 2014, 12:54 PM)
You sounded like possible, victorywp..kindly share out ur plan..tongue.gif
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you mean i sounded like possible to bt from other's cc which is not belong to me? hmm.gif
cyang
post Sep 17 2014, 01:01 PM

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QUOTE(leo_kiatez @ Sep 17 2014, 12:54 PM)
You sounded like possible, victorywp..kindly share out ur plan..tongue.gif
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QUOTE(victorywp @ Sep 17 2014, 12:59 PM)
you mean i sounded like possible to bt from other's cc which is not belong to me?  hmm.gif
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Use PBB BT as it does not require credit card statement.
Then withdraw money from the bank to pay off others cc.. (subject to withdrawal surcharges)

It should works, right? smile.gif

This post has been edited by cyang: Sep 17 2014, 01:02 PM
leo_kiatez
post Sep 17 2014, 01:15 PM

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QUOTE(victorywp @ Sep 17 2014, 12:59 PM)
you mean i sounded like possible to bt from other's cc which is not belong to me?  hmm.gif
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Yup... nod.gif tongue.gif I was expecting for you to say, "By right can't, but...."
victorywp
post Sep 17 2014, 01:21 PM

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QUOTE(cyang @ Sep 17 2014, 01:01 PM)
Use PBB BT as it does not require credit card statement.
Then withdraw money from the bank to pay off others cc.. (subject to withdrawal surcharges)

It should works, right? smile.gif
*
QUOTE(leo_kiatez @ Sep 17 2014, 01:15 PM)
Yup... nod.gif  tongue.gif I was expecting for you to say, "By right can't, but...."
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lol... i have an untested plan...

aeon cc statement (page 2) only have the information of cc number (but without cc owner's name) and transaction details (description and amount).
so you may try to submit aeon cc statement (only page 2) to mbb and see how it goes...
if they reject, you just say that you mistakenly taken the wrong statement to submit. lol...
leo_kiatez
post Sep 17 2014, 01:33 PM

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QUOTE(victorywp @ Sep 17 2014, 01:21 PM)
lol... i have an untested plan...

aeon cc statement (page 2) only have the information of cc number (but without cc owner's name) and transaction details (description and amount).
so you may try to submit aeon cc statement (only page 2) to mbb and see how it goes...
if they reject, you just say that you mistakenly taken the wrong statement to submit. lol...
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thumbup.gif
But, by doing that..it would be disclosing too much details on your transaction to another bank.. tongue.gif
cyang
post Sep 17 2014, 01:39 PM

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QUOTE(victorywp @ Sep 17 2014, 01:21 PM)
lol... i have an untested plan...

aeon cc statement (page 2) only have the information of cc number (but without cc owner's name) and transaction details (description and amount).
so you may try to submit aeon cc statement (only page 2) to mbb and see how it goes...
if they reject, you just say that you mistakenly taken the wrong statement to submit. lol...
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But when they transfer fund through ibg/cheque/etc, they will put ur name and account number right?
If they put the wrong name, the transaction will be automatically void right?
Jason
post Sep 17 2014, 01:50 PM

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QUOTE(Jason @ Sep 15 2014, 02:14 PM)
Thanks for sharing. I just emailed cardsproc@maybank.com.my

No auto-reply to acknowledge receipt of the email. Will update when/if I get a response.
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I just called Maybank and ask the CS
They say to email mbbcardservices@maybank.com.my
victorywp
post Sep 17 2014, 02:05 PM

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QUOTE(cyang @ Sep 17 2014, 01:39 PM)
But when they transfer fund through ibg/cheque/etc, they will put ur name and account number right?
If they put the wrong name, the transaction will be automatically void right?
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yeah... actually i shared about this plan earlier but switched off the plan due to this reason too. laugh.gif

now i shared again to see you guys can modify something from here or not... tongue.gif

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