Nice write up bro. But you have missed something here.
Genneva's business is very simple. You buy gold at current market rate. Keep the gold until your "contract" expire. During the contarct period, they will "give" you 2% from the total money you have paid for the gold. After the contract period, you can either return the gold and get back your  invested money or "renew your contract" whereby the company will calculate the amount of gold the company have to give based on the current rate (most of the time, they will reduce the gold amount because the gold price will always go higher).
How about the TAT (Turn Around Time). As you know, you won't get your gold immediately after you pay for it. You have to wait at least 2-3 day to get your gold. So, if something happens during this TAT time, who going to pay us? Have to lick our finger, stuck it in our arse and wait for years for them to pay us? If something happen during this TAT, the company will tell you that they cant do anything because its instruction from BNM not to pay you until investigation over (eventhough the money freezed during the raiding by BNM is far less then money owed to investors). Im not sure, but I think this is part of their plan (when they could not sustain the business by paying the investors 2% every month) to inform Bank Negara Malaysia (BNM) to raid them so that they can give excuse to the investor that they can pay them the intrest anymone. On top of that they will get "bonus" from the gold they hold during the TAT. Mind you, based on the post above, the investment is almost 3 Billion, so do your maths people! What will be the daily investment rated? 100M? so for 3 days it is almost 300M. Do you think they will keep 300M in their account if BNM raid them? Most of it will be in gold form which BNM will never touch!!!!

Don't say a word if you are not the investor who lost your money and gold during the old Genneva Sdn bhd raided by  BNM. You know why, because they refused to give me neither my investment nor the gold I purchased back until today!!!!!!! SO who is to be blamed?

So ppl beware before you invest in anything!!!! The only thing I can tell you is that this company is a SPAM!!!! The business model of this company is so good that it can convinced even the great G.Soros, Warren Buffet and etc. But they have one thing in mind, cheat you if necessary. Why I said "if necessary" is becasue if they have problems, they will never care for the investors. If you dont believe, ask all the old Genneva investor if they have received any sort of information or letter or anything regarding the hard earn money they have invested in this ponzi company!! THEY DONT CARE.

So how?