Hai Guys,

Yesterday i received a statement from Prudential for last year. I was really shocked and dissatisfied with the statement. I paid RM1770 last year and the units that are left at the end of the year is only RM40 +++.

What a crap eat up most of my money. I'm reconsidering to buy a standalone medical card since it is not been a yer i'm paying for the scheme.

Sifus please advice. Even my son's ING plan is a lot better.

Thanks for the feedback.

So what is the best option? take up a standalone card or remain with this?

Thanks

If i remove some of the coverage like hospitalization benefits it could lower the premium and increase the allocation in units?

More coverage means more commission to agents?

Please advice.

Thanks

But for Prusaver we have to pay monthly right?

What if our commitments are high and unable to pay monthly. If we can top up whenever we want should be okay too.

Another thing if a policy lapses, we can always re-activate any time or there is a time period.

What do you think?

Thanks

I think keeping the current medical card and getting another standalone medical card would be a good move.

My next option looks like ING since the medical card is good.

Any advice from sifus.


Thanks

Yes including the No Claim Bonus. Mine is invested in Pru Equity. Any advice on the fund performance or any sifus from Prudential who could recomment aither fund names.

Even though age is another factor i don't see how come the unit fund is just RM40++.

I'm not sure bro i need to check the Statement sent by Prudential.

Any other good funds that i can do switching?

Thanks

So anyone can quote me a standalone medical card plan plz?

Please quote a reasonable plan i dun want high premiums.

My DOB is 6 Nov 1974, male, and a non smoker.

Thanks