May i know how old are u? The cost of insurance is higher if your age grow older. The cost of insurance is depend on your age.

Also don't forget that the first year, 25% of your RM1770 will go into the agent commission and another 13% will go into the agency.

Breakdown:
Agent Commission : RM265.50
Agency : RM230.10

The balance u check on your policy on the cost of insurance.