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 AS1M/ASM/ASW2020/ASN/ASB and other PNB funds V3, lending your money to the government

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TSaeronic
post Mar 7 2012, 04:08 PM, updated 14y ago

karma is a funny thing
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From: Kuantan Pahang
This is the tread for discussions related to all kinds of PNB funds
Please refer to past discussions for information already discussed:
V1 http://forum.lowyat.net/topic/347861
V2 http://forum.lowyat.net/topic/1120959

ASNB Website

Products:
» Click to show Spoiler - click again to hide... «


This post has been edited by aeronic: Mar 12 2012, 12:04 PM
TSaeronic
post Mar 7 2012, 04:09 PM

karma is a funny thing
*****
Senior Member
846 posts

Joined: Jan 2003
From: Kuantan Pahang
Latest Product Information:

Attached Image

Latest Interest Rates At A Glance From Brochure Released

Attached Image

There were lots of repeating questions from people who do not bother to search about general information about funds.
This was coming in the way of people who are into serious discussions about the funds after knowing the already published information.
So here you are: 2 very good brochures on the first page. i went all the way to their counter and collected this and scanned it posted it here for you people.

More contents are being put up soon. If you have any good information to share please post it this thread and I will link it on the first page.

This post has been edited by aeronic: Mar 12 2012, 12:03 PM
TSaeronic
post Mar 7 2012, 04:10 PM

karma is a funny thing
*****
Senior Member
846 posts

Joined: Jan 2003
From: Kuantan Pahang
--->>>READ THIS BEFORE asking how to get started questions<<<---

Master Prospectus For ALL Funds

http://www.asnb.com.my/ASNB_MP_2011_JD001269.pdf

FAQs

http://www.asnb.com.my/english/ebanking.htm

Some Collection Photos: (pm me if you have some and would like it to be added too)
user posted image
caption: books for a non bumi

This post has been edited by aeronic: Mar 9 2012, 10:40 PM
TSaeronic
post Mar 7 2012, 04:35 PM

karma is a funny thing
*****
Senior Member
846 posts

Joined: Jan 2003
From: Kuantan Pahang
QUOTE(vanpersie91 @ Mar 7 2012, 04:12 PM)
I tried to click on the pic.....but got respond it has been deleted. sweat.gif
*
i am half way editing lah dude
should be fine now

Reserved
TSaeronic
post Mar 7 2012, 05:12 PM

karma is a funny thing
*****
Senior Member
846 posts

Joined: Jan 2003
From: Kuantan Pahang
QUOTE(soul2soul @ Mar 7 2012, 05:00 PM)
How does ASN 3 work? the return looks decent historically.

I read there is a service charge for this and the NAV fluctuates. can someone clarify?
*
if you ask me.... personally, if you want higher risk, might as well put the money in the stock market than ASN 3.
the ASW2020 has always been the one that provided the best returns if calculated on a non variable price with yearly payout basis.
for now since ASW2020 is not available, i would suggest you to go for AS1M.
unless if you're a bumi then ASB as it has always been the best bet.

This post has been edited by aeronic: Mar 7 2012, 05:15 PM
TSaeronic
post Mar 7 2012, 05:59 PM

karma is a funny thing
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Senior Member
846 posts

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From: Kuantan Pahang
QUOTE(wankongyew @ Mar 7 2012, 05:53 PM)
This implies that the AS1M is still available. Is that true for Chinese?
*
when i went to check this afternoon no more for chinese only left for indians and bumi
but if i am a bumi i would not take AS1M until i max out by ASB of 200k

This post has been edited by aeronic: Mar 7 2012, 05:59 PM
TSaeronic
post Mar 10 2012, 03:16 PM

karma is a funny thing
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Senior Member
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From: Kuantan Pahang
i am planning to compile a list of FAQ and list of banks branches who do not like to help people topup ASW2020 and AS1M because the chances of free units are low.

since the success rate is very low, they are lazy to try and sometimes they lie or fake a system down.

you have something to add?
TSaeronic
post Mar 12 2012, 11:18 AM

karma is a funny thing
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Senior Member
846 posts

Joined: Jan 2003
From: Kuantan Pahang
QUOTE(ronnie @ Mar 12 2012, 12:10 AM)
Very risky....  shocking.gif  whistling.gif
*
+1
i am auto assuming he's not bumi, indian or other minority.

inside the banks itself got syndicate one. might send some secret sms while they are doing your transaction to their counterparts.

even if you are doing it at ASNB branch, there are so many people trying with cash in hand everyday.
especially those private bankers who have direct access to the system
chances are their transaction can go thru by the time you buy back within 5 mins gap.
i don't mean to scare you but AS1M is very highly sought after.

This post has been edited by aeronic: Mar 12 2012, 11:25 AM
TSaeronic
post Mar 12 2012, 03:25 PM

karma is a funny thing
*****
Senior Member
846 posts

Joined: Jan 2003
From: Kuantan Pahang
QUOTE(cheahcw2003 @ Mar 12 2012, 12:43 PM)
i have done once. Transfer RM100K from ASW book A, to ASW book B. done by 2 tellers at the same time, same branch.
Book B able to capture RM50K only, the balance RM50K gone with the wind, captured by other branches...seems like every seconds someone standby to deposit
*
fuyoh which year was this dude? and was it in a bank or ASN office?
TSaeronic
post Mar 12 2012, 03:50 PM

karma is a funny thing
*****
Senior Member
846 posts

Joined: Jan 2003
From: Kuantan Pahang
QUOTE(firee818 @ Mar 12 2012, 03:38 PM)
What will happen to ASW 2020 after Year 2020?
Is Year 2020 is it maturity date?
*
nope, please read the FAQ and master prospectus
TSaeronic
post Mar 16 2012, 02:40 PM

karma is a funny thing
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From: Kuantan Pahang
that's interesting and thanks for sharing
TSaeronic
post Mar 19 2012, 03:09 PM

karma is a funny thing
*****
Senior Member
846 posts

Joined: Jan 2003
From: Kuantan Pahang
6.5 is very interesting
while your prediction is a prediction and i could not insist for source
can share with us a bit roughly like what stuff contributed to your outcome of your final prediction smile.gif
TSaeronic
post Mar 19 2012, 03:34 PM

karma is a funny thing
*****
Senior Member
846 posts

Joined: Jan 2003
From: Kuantan Pahang
QUOTE(ronnie @ Mar 19 2012, 03:30 PM)
Would you believe if I said PNB Chairman drop me an email of the upcoming dividend payout for ASM ?
cool2.gif  cool2.gif  whistling.gif  sweat.gif

I belive it will be above 6.38%
*
nope, but the reason i won't believe is because PNB Chairman where got send emails one, lol.
he's still learning facebook...
TSaeronic
post Jul 30 2012, 07:55 PM

karma is a funny thing
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846 posts

Joined: Jan 2003
From: Kuantan Pahang
some of the most basic information are all clearly stated in the front page yet people still ask the same questions and other provide misleading information.
TSaeronic
post Aug 18 2012, 10:51 PM

karma is a funny thing
*****
Senior Member
846 posts

Joined: Jan 2003
From: Kuantan Pahang
the government is making it more and more easier for bumi's to invest leaving the chinese and other races behind. this is institutionalized racism.

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

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