If I withdraw from ASW2020 , can I reserve the units to my friend if she is to deposit during the withdrawal ?

no way, it will be taken up by others.

You wish that can be done....

even we do it concurrently ?

If you withdraw, reservation units is not applicable, it will be consider redemption (Jualan Balik) which mean you already sell back your existing units to Pemodalan Nasional Berhad and went back to the original races quota.
However, you may ask whether transfer of funds is available from PNB, never encounter before so not sure about it but based on their existing info, it seem not stated.

lucky you. if possible, i also want to put my emergency fund that way. not all are as lucky as you

many people die also will never touch their amanah saham money. you are different. another example of different ppl different approach

but... touchwood. hope you wont need it so soon

are units transferable?

No..., Siapa Cepat Dia Dapat...

And add,
First-come, first served basis.

This post has been edited by adolph: Nov 10 2012, 03:17 AM

you don't need to and you can't because the moment you even start filling up the form to withdraw..... the small syndicates in the PNB office would have already informed another teller staff to standby to pick up your ASW2020 for their syndicate or own accounts.

hmmm. so such thing does exist at a bigger level than what i've seen

yes, there was once i get the bank 2 counters to do it.
1 counter withdraw from my sibling, i add in another counter concurrently.
ended up 80% amount gone, only able to take 20% what my sibiling withdrawn.

i hate to say it but i have read thru all your replies in this thread, you are a noob
you like to try to help people but you always come in the way of more senior financially savvy people who like to share their 20 cents
in the end you make them go away

mind your words.

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Added on November 10, 2012, 3:19 pm

This is a serious accusation on PNB, AGAIN, mind your words

This post has been edited by cheahcw2003: Nov 10 2012, 03:26 PM

Back then when the quota is full, we gave the post-office guy RM100 for 10k units. But lately, it does not work anymore.

accusation? this is not an accusation on PNB
this is an accusation of tellers who are working at banks and PNB who have personal interests to top up their own account or help syndicates
how do you stop them?
even PNB are aware of them and trying to avoid bank staffs from trying to try repeated deposits into their accounts

again i am not flaming you but i have the right to call you a noob for trying to withdraw funds from one account and trying to deposit the same amount to another account hoping it would work if you do it the same time.

so you are an example. why did you lose so much money????

either you can say that you are damn unlucky that so many malaysians are trying to deposit money every split minute or there are internal syndicates.
do your math.

This post has been edited by amalthea: Nov 10 2012, 04:10 PM

some of us are just sharing experience, not fabricate stories. it happens, and its not surprising.

It is an accusation because indirectly u are implying that PNB is failing to manage/ allowing their staffs who have personal interest to carry their duties. If you are not happy u can write a complain letters to the management.

I do not owe u an explantion why my sibling need to use her money for emegency and i am trying to take up her quota, by sharing with other forumers that dont do it by assuming the quota could be totally transfered.

is this a public forum? no one is allowed to voice out their views and experience anymore?