some of us are just sharing experience, not fabricate stories. it happens, and its not surprising.

is this a public forum? no one is allowed to voice out their views and experience anymore?

fact or personal opinion?

cheeky

i read from ASNB website that kwsp member invest in AS1M.

at the bottom of the graphic it says:

open to malay, indian and other races. chinese subscription full.

no sales charge

subject to epf terms and conditions...

now regarding epf is a bit tricky. will members kena fine if investment application fail? as now UT companies impose fine on failed UT investment using epf scheme. any idea?

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Added on November 10, 2012, 11:39 pmhere is the link by the way:

http://www.asnb.com.my/english/index.htm

This post has been edited by doneright: Nov 10 2012, 11:39 PM

the timing is up to member. in short, member cannot touch the money, just some figures being transfered from epf to approved company and vice versa

indeed i think the same. the option to invest account1 money should be utilized first and foremost to make enable a member to regain some control and ownership of their own money, just in case **f go... erm...

everybody is just trying to cari makan, hard to blame them. as long as this thing does not affect PNB, dont see how they will prevent this

regarding online thing... many auntie uncle also dont know how to use the internet, let alone topping up via internet. they will pengsan if one wants to teach them. in the end, the same thing will continue, i think even worse - now anyone can offer to do it for them. imagine the money being swallowed by a conman who claims to be helping them

some may say PNB can open itself up to become open ended fund. that is even worse than the current situation. that will be the beginning of the final chapter. money will flow out from innocent malaysians into the black hole non stop

you didnt state it clear enough. income dist. reinvest to where? back to ASNB or back to epf?

the way you structured you sentences are a bit blur, but maybe its just me.

whats wrong with clarifying?

this is what i found:

Q4 Can I redeem this investment?
Yes, you may redeem this investment. However, the redemption amount plus income distribution and capital appreciation (if any) will be paid to EPF and to be credited into your EPF Account 1.


Q5 Can I redeem the income distribution of this investment?
No, you may not redeem the amount. The income distribution will be re-invested as additional units of the funds, subject to availability of the units of the funds. If the units of the funds are fully subscribed, the distribution amount will be paid to EPF and to be credited into your EPF Account 1.

under table things happen in many things

in small towns, these 'investors' and teller could be close friends, young ppl to some uncle auntie, just a small little kopi o reward for helping them out. it all seems innocent, no one's complaining as all parties are happy

not all are concerned about corruption or misconduct. not all people give a damn about which party is in office. life goes on in these small peaceful towns.

This post has been edited by doneright: Nov 12 2012, 09:35 AM

real inflation rate is more than that. 10cent rise in a cup of teh tarik can easily be more than 6%

as always, obvious fishy matter and still people are going crazy for amanah saham. i dont look down on these people, just know and hope they are better educated and informed. if putrajaya change team soon and they probe into PNB, be prepared for chaos... cause they will dig out all other fish in the deep freezer

i usually get stick and probably this is not the thread that i should be hanging and providing my views, and generally most will know i have always suggest caution on PNB funds. i know many share my view, the fact that i am the only one saying this doesnt mean i am alone.

but your money is your property and right. and you should be doing what you are happy with it. and of course, i always hope everyone can have a happy investing journey. its not a matter of i am safe you are not etc

by the way, nobody is safe. the safest is to have a money tree that grows money. that is safe. even with private investment funds you are not safe. just ask around. how many people have lost money in unit trust changing car doesnt mean you are safe. you need to know how to handle it and also, depends on your driving skill and attitude

happy new year to all

ASB is definitely good for those eligible. i think no one will believe it can have any problems.

but i think it wont. after all, as long as people keep pumping money in... and nobody withdraw...

banyak cantik!

a good explanation on the non-fixed price funds. just to add that its not at all a bad thing. one can use it to one's advantage. if you buy when units ' price is lower, then you will earn in capital gain when unit price goes up. but then again, how often does this happen with asn3 and other non fixed price PNB funds? i ask this because i do not monitor their daily prices. and another question - for an existing investor - what happens when unit price is high? how can you lock in your gains/profits? because once price drop, your value drop along with it. is there any way to prevent this?

This post has been edited by doneright: Jan 4 2013, 09:22 AM

how is that possible bro? mind enlighten us

dividend calculation will be based on 235k right? if so, this is very interesting. one can have 300k in his own asb, but none is his money, purely dividend

am i right?