have u guys ever thought of parking your funds in someone else's account?

get a trusted bumiputra fellow / friend. write up a contract. give him 0.5% earning. then u can top up as much as you want into his account.

i know a few of my non-bumi friends do that... i wondered why no one mentioned about this here?

park the fund under ASB. ASB declares 8+% dividend. u give 0.5% to 1.0% dividend to account holder and pocket the rest. it's still better return than ASM / ASW /AS1M

Yape, agreements although could be signed but there would be still risks of not getting back the investments..

Its like when people owe us money, it is not our money yet..

Always remember, MONEY IS NOT YOURS UNLESS ITS UNDER YOUR NAME... 

i have been a silent reader in this forum for last few months. managed to topup in AS1M last month around RM1250. this month only RM50. sigh....

btw i am non bumiputra.

wow !!

I only got 300 for ASM, no account for AS1M

Congrats 

You're one of the lucky person 

yup can consider very lucky that day.

You managed to increased ASM? Before this you said got only rm50 

You "try" on monthly basis ?

You "try" on monthly basis ?

yea.

50 1/8
50 2/8
50 2/8
50 12/8
100 19/8

Weekly basis also can't get that much O.O

2/8  you "try" at same place or you went others branches?  Mon & Fri very "lucky" for you.  I cannot get any ASM units at all   

It's depend on luck 

i went to post office that day to pay some bills. i take first number and the staff say no units after checking. then shopping a bit come back try again. luck on my side. first attempt RM10 then got RM50 then the amount gets bigger. The highest one time attempt i manage to get is RM400. After that no cash available to topup anymore.

Same spot. The PM people say " encik, nak try sekali lagi tak ? "

I so damn happy u know.

But think think think, how she know or predict.... maybe there is more than 100 units....

then i

or i think too much LOL

Wah, the PM staff so friendly.  You very2 lucky yo, others places they won't ask like that    Once already successful, they expect you to "buzz off" 

Agents cannot "see" how much units available (I don't know if ASNB office can see)    They only "key-in" amount. Once okay, status would "pop-up" on the computer screen telling success or failed 

if got relative still can consider.. if friend a bit hard to trust..

yea.

50 1/8
50 2/8
50 2/8
50 12/8
100 19/8

i went to post office that day to pay some bills. i take first number and the staff say no units after checking. then shopping a bit come back try again. luck on my side. first attempt RM10 then got RM50 then the amount gets bigger. The highest one time attempt i manage to get is RM400. After that no cash available to topup anymore.

Wah, the PM staff so friendly.  You very2 lucky yo, others places they won't ask like that    Once already successful, they expect you to "buzz off" 

Agents cannot "see" how much units available (I don't know if ASNB office can see)    They only "key-in" amount. Once okay, status would "pop-up" on the computer screen telling success or failed 

Well, i have less trouble in trying to top up in account in PM..

But when it comes to bank, the whole issue come out like:-
a) The Officer will tell me..'you have to wait because i have to entertain other clients also'
b) They show you their sorrow face when you are trying to deposit
c) I even received comments like.. 'Chinese very difficult to bank in, you still wanna try ar?'

Ai yo, so many excuses and issues.. I prefer PM la.. lol...

Well, i have less trouble in trying to top up in account in PM..

But when it comes to bank, the whole issue come out like:-
a) The Officer will tell me..'you have to wait because i have to entertain other clients also'
b) They show you their sorrow face when you are trying to deposit
c) I even received comments like.. 'Chinese very difficult to bank in, you still wanna try ar?'

Ai yo, so many excuses and issues.. I prefer PM la.. lol...