Wish u all d best

Congrat
Keep up d spirit n never give up

thanks...my office is near to post office thus can afford to try frequently. but sometimes depend on the luck as well for chinese/indian quota.

wow !!

I only got 300 for ASM, no account for AS1M

Topping up from sales by existing holder. This applies to all funds, rite? For non-bumi, as far as I know, no offerings of new subscriptions.

have u guys ever thought of parking your funds in someone else's account?

get a trusted bumiputra fellow / friend. write up a contract. give him 0.5% earning. then u can top up as much as you want into his account.

i know a few of my non-bumi friends do that... i wondered why no one mentioned about this here?

park the fund under ASB. ASB declares 8+% dividend. u give 0.5% to 1.0% dividend to account holder and pocket the rest. it's still better return than ASM / ASW /AS1M

This post has been edited by lucifah: Aug 29 2013, 12:29 PM

Got, a lot been thinking the same just not let it surfacing here...

But, very hard to do this as "friend", you know what i mean.

And need a lawyer if really want to be safe and sound....

Yup
There is quota for Chinese/Indian/Others
Btw, which 1 u belongs?

Yup
Only depends on those who withdraw

M aware of dis idea
Not comfortable

I am not comfortable too...

Once the money is parked in a ASB account, it is hard to consider it as my own money anymore..

And i have to pray for that guys' well-being.. Touch wood, if anything happen, i hardly can claim the money back..

Worst case.....
Wat if suddenly 'pass away'?

no risk, no gain...

I think only greedy fools would do that. When the guy died, you can kiss your money goodbye no matter you have agreement or not. It will be distributed to his dependants.

very high risk miserable gain.

Greed knows no bounds. Surely, risk management plays an important part in one's investment profile

And with the current meltdown in the equity market, getting a decent return is not a real problem. Even with the sell down of reits, its return is still reasonable and the potential capital appreciation.

Agreed
Plus sleepless night

Yape, this comes across my mind.. Somehow, it turns out that you will have to pray for him to stay healthy, and financially sound..

Yape, agreements although could be signed but there would be still risks of not getting back the investments..

Its like when people owe us money, it is not our money yet..

Always remember, MONEY IS NOT YOURS UNLESS ITS UNDER YOUR NAME...

if got relative still can consider.. if friend a bit hard to trust..