I'm thinking very carefully, strategizing my next move

ok bro, tq for the suggestion. nanti aku check

As lucifah said, always follow this route:

ASB - 8.+%
ASM / AS1M / ASW2020 - 6.+%
ASN / ASG - floating @ 5.+% (effective)
FD - 3.+%

So AS1M is your "best" choice now, anytime can get

U must b working in Menara Tan&Tan or Menara PNB

yea. Please don't drop below 5 %

I don't think it would go below 5%

Wat u gonna do if ASW2020 runs wild n declare 4%?

"standard" quote by most Malaysian - "it's still better than FD"

nothing much you can do. at least you earned something. that's waht you get for investing in low risk / no risk funds

As other i can apply this quote but for ASG i will bang wall

+1

This post has been edited by davinz18: Aug 27 2013, 07:01 PM

Stay cool, that's for worse case scenario (which I don't think would happen anytime soon)

ASNB got "very good" investment managers

ASW2020 umum 6.70 sen (BM version)

http://www.asnb.com.my/news/ASW2020_2013BM.pdf

R u sure they have "very good" investment managers?

Hold and ride it out. Unit trusts are long term investment which averages out the ups and downs over time. Besides, the value of your investment is still the same, RM1. So you just lose out dividends for a year or so but your value is still the same. Which other unit trust product gives you that? Heck as I've mentioned earlier, some UT products had negative returns during the 2008 financial crash.

If you're afraid if a catastrophic market crash than run towards FD or MGS but neither give you returns that come close to even 4% that you're so worried about

I don't think you can be lucky for more than 3 decades and 2 major economic crisis yet still be consistently providing returns that beat most estimates and/or benchmarks

I agree & like with your statement

where is the like button ?? I like and support this statement!!


but this coming crisis looks like a really HUGE wave compared to 98 and 08 ...

There's always possibilities in both good and bad times in the economy. We should by now realize that economics up an downs are just cycles which can trigger due to many factors that are beyond our control.

If an when the next economic downturn comes, the warning signs have come early enough for us to make preparations. As the Oracle from Omaha says, maybe it's time for us to be greedy when everyone is fearful?

Case in point: if anyone bought MAS shares after it did its stock split exercise or even you bought it less than 3 weeks ago, you could have made 9 cents profit just last week

Or a more relevant example regarding this thread; if those ppl ignored the early sentiment regarding as1m, they would be very happy now because they were greedy when so many were fearful

I like the quote. Those invested "big amount" would be laughing all the way to the bank