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AS1M/ASM/ASW2020/ASN/ASB and other PNB funds V3, lending your money to the government
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wil-i-am
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Aug 29 2013, 10:23 AM
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QUOTE(MGM @ Aug 29 2013, 09:15 AM) I wish they could reward unit holders of ASW2020 n ASM special dividend (similar to ASB which is payable by PNB) for those unit holders who have been with ASNB for > 10 yrs
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wil-i-am
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Aug 29 2013, 12:06 PM
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QUOTE(Kimmiey @ Aug 29 2013, 11:25 AM) Im going to open AS1M today  Wish u all d best
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wil-i-am
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Aug 29 2013, 12:08 PM
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QUOTE(mrsdragonphoenix @ Aug 29 2013, 12:03 PM) i have been a silent reader in this forum for last few months. managed to topup in AS1M last month around RM1250. this month only RM50. sigh.... btw i am non bumiputra. Congrat Keep up d spirit n never give up
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wil-i-am
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Aug 29 2013, 01:23 PM
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QUOTE(mrsdragonphoenix @ Aug 29 2013, 12:10 PM) thanks...my office is near to post office thus can afford to try frequently. but sometimes depend on the luck as well for chinese/indian quota. Yup There is quota for Chinese/Indian/Others Btw, which 1 u belongs?
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wil-i-am
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Aug 29 2013, 01:24 PM
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QUOTE(cckkpr @ Aug 29 2013, 12:27 PM) Topping up from sales by existing holder. This applies to all funds, rite? For non-bumi, as far as I know, no offerings of new subscriptions. Yup Only depends on those who withdraw
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wil-i-am
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Aug 29 2013, 01:27 PM
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QUOTE(lucifah @ Aug 29 2013, 12:29 PM) have u guys ever thought of parking your funds in someone else's account? get a trusted bumiputra fellow / friend. write up a contract. give him 0.5% earning. then u can top up as much as you want into his account. i know a few of my non-bumi friends do that... i wondered why no one mentioned about this here? park the fund under ASB. ASB declares 8+% dividend. u give 0.5% to 1.0% dividend to account holder and pocket the rest. it's still better return than ASM / ASW /AS1M M aware of dis idea Not comfortable
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wil-i-am
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Aug 29 2013, 01:49 PM
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QUOTE(smartinvestor01 @ Aug 29 2013, 01:39 PM) I am not comfortable too... Once the money is parked in a ASB account, it is hard to consider it as my own money anymore.. And i have to pray for that guys' well-being.. Touch wood, if anything happen, i hardly can claim the money back.. Worst case..... Wat if suddenly 'pass away'?
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wil-i-am
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Aug 29 2013, 02:05 PM
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QUOTE(MGM @ Aug 29 2013, 01:58 PM) very high risk miserable gain. Agreed Plus sleepless night
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wil-i-am
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Aug 29 2013, 04:52 PM
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QUOTE(Ancient-XinG- @ Aug 29 2013, 04:17 PM) yea. 50 1/8 50 2/8 50 2/8 50 12/8 100 19/8  U r very hardworking
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wil-i-am
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Aug 29 2013, 04:55 PM
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QUOTE(mrsdragonphoenix @ Aug 29 2013, 04:24 PM) i went to post office that day to pay some bills. i take first number and the staff say no units after checking. then shopping a bit come back try again. luck on my side. first attempt RM10 then got RM50 then the amount gets bigger. The highest one time attempt i manage to get is RM400. After that no cash available to topup anymore. I will replicate yo concept when I top up next time
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wil-i-am
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Aug 29 2013, 05:07 PM
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QUOTE(smartinvestor01 @ Aug 29 2013, 04:56 PM) Well, i have less trouble in trying to top up in account in PM.. But when it comes to bank, the whole issue come out like:- a) The Officer will tell me..'you have to wait because i have to entertain other clients also' b) They show you their sorrow face when you are trying to deposit c) I even received comments like.. 'Chinese very difficult to bank in, you still wanna try ar?' Ai yo, so many excuses and issues.. I prefer PM la.. lol... Agreed The only setback is the quantum of top up If u want to top up big $ in PM, need to carry cash which is a bit risky If u want to top up big $ in Bank, no need to carry cash. Just contra with CASA/FD plus no risk at all
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wil-i-am
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Aug 29 2013, 05:50 PM
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QUOTE(davinz18 @ Aug 29 2013, 05:28 PM) The main point is the banks don't want "layan" you, so how? Start to build good rapport with your regular banker n staff lo
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wil-i-am
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Aug 29 2013, 10:01 PM
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QUOTE(Ancient-XinG- @ Aug 29 2013, 09:50 PM) LOL.... Can deposit so much money or not 1st... normal bring 200 MYR go... only can top up 50-100 only.. still need contra with CASA and FD meh  Of coz Bot 5k @ 1st time a couple of times b4
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wil-i-am
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Aug 29 2013, 10:14 PM
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QUOTE(davinz18 @ Aug 29 2013, 10:06 PM) Which fund you managed to put 5k one go???  tell me!  ASW2020/ASM/AS1M
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wil-i-am
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Aug 29 2013, 10:27 PM
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QUOTE(davinz18 @ Aug 29 2013, 10:17 PM) You "try" everyday,week,month? Morning, noon or evening? Before or after dividend announce?  No specific occasion
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wil-i-am
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Aug 30 2013, 07:56 AM
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QUOTE(Ancient-XinG- @ Aug 30 2013, 06:52 AM) i 1st time heard non bumi can cash in so many Pure luck
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wil-i-am
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Aug 30 2013, 02:42 PM
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QUOTE(mois @ Aug 30 2013, 02:16 PM) Nowadays still can use kopi o style? 4 years ago i invest asw2020 ,rm15-20k each transaction, i give rm100-150 to the post office guy. Dunno Personal opinion = as long as there is willing payer n payee, .......... Mind to share which branch?
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wil-i-am
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Aug 30 2013, 02:58 PM
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QUOTE(mois @ Aug 30 2013, 02:49 PM) Very ulu branch in sarawak. Not sure if they are still willing to do kopi o stuff or not. Will ask them next week since my asw2020 almost max. 'almost max' - I thought there is no limit assign to ASW2020 xcept ASB?
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wil-i-am
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Aug 30 2013, 04:06 PM
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QUOTE(Leo the Lion @ Aug 30 2013, 03:55 PM) Just got my salary, went to the nearest Maybank and invest hefty amount of moneh!  I like yo stmt : hefty 4 or 5 digit amt?
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wil-i-am
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Aug 30 2013, 04:28 PM
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QUOTE(Leo the Lion @ Aug 30 2013, 04:24 PM) Lol... nearly 4 digits. My plan is to invest today(just done it) and probably later next month (if got some balance left then would reach 4 digits). Also save some money into my TH accounts. Had to plan carefully since hutang my lil sis and want to buy a gift for my mom.  Must be RM999
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