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 AS1M/ASM/ASW2020/ASN/ASB and other PNB funds V3, lending your money to the government

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wil-i-am
post Aug 29 2013, 10:23 AM

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QUOTE(MGM @ Aug 29 2013, 09:15 AM)
An article explaining ASNB funds consistent payout:

http://www.theedgemalaysia.com/features/14...ve-returns.html
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I wish they could reward unit holders of ASW2020 n ASM special dividend (similar to ASB which is payable by PNB) for those unit holders who have been with ASNB for > 10 yrs icon_idea.gif
wil-i-am
post Aug 29 2013, 12:06 PM

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QUOTE(Kimmiey @ Aug 29 2013, 11:25 AM)
Im going to open AS1M today smile.gif
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Wish u all d best smile.gif
wil-i-am
post Aug 29 2013, 12:08 PM

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QUOTE(mrsdragonphoenix @ Aug 29 2013, 12:03 PM)
i have been a silent reader in this forum for last few months. managed to topup in AS1M last month around RM1250. this month only RM50. sigh....

btw i am non bumiputra.
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Congrat rclxms.gif
Keep up d spirit n never give up thumbup.gif
wil-i-am
post Aug 29 2013, 01:23 PM

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QUOTE(mrsdragonphoenix @ Aug 29 2013, 12:10 PM)
thanks...my office is near to post office thus can afford to try frequently. but sometimes depend on the luck as well for chinese/indian quota.
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Yup
There is quota for Chinese/Indian/Others
Btw, which 1 u belongs? smile.gif
wil-i-am
post Aug 29 2013, 01:24 PM

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QUOTE(cckkpr @ Aug 29 2013, 12:27 PM)
Topping up from sales by existing holder. This applies to all funds, rite? For non-bumi, as far as I know, no offerings of new subscriptions.
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Yup
Only depends on those who withdraw
wil-i-am
post Aug 29 2013, 01:27 PM

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QUOTE(lucifah @ Aug 29 2013, 12:29 PM)
have u guys ever thought of parking your funds in someone else's account?

get a trusted bumiputra fellow / friend. write up a contract. give him 0.5% earning. then u can top up as much as you want into his account.

i know a few of my non-bumi friends do that... i wondered why no one mentioned about this here?

park the fund under ASB. ASB declares 8+% dividend. u give 0.5% to 1.0% dividend to account holder and pocket the rest. it's still better return than ASM / ASW /AS1M
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M aware of dis idea
Not comfortable smile.gif
wil-i-am
post Aug 29 2013, 01:49 PM

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QUOTE(smartinvestor01 @ Aug 29 2013, 01:39 PM)
I am not comfortable too...

Once the money is parked in a ASB account, it is hard to consider it as my own money anymore..

And i have to pray for that guys' well-being.. Touch wood, if anything happen, i hardly can claim the money back..
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Worst case.....
Wat if suddenly 'pass away'? cry.gif icon_question.gif
wil-i-am
post Aug 29 2013, 02:05 PM

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QUOTE(MGM @ Aug 29 2013, 01:58 PM)
very high risk miserable gain.
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Agreed
Plus sleepless night
wil-i-am
post Aug 29 2013, 04:52 PM

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QUOTE(Ancient-XinG- @ Aug 29 2013, 04:17 PM)
yea.

50 1/8
50 2/8
50 2/8
50 12/8
100 19/8

cry.gif
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U r very hardworking notworthy.gif
wil-i-am
post Aug 29 2013, 04:55 PM

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QUOTE(mrsdragonphoenix @ Aug 29 2013, 04:24 PM)
i went to post office that day to pay some bills. i take first number and the staff say no units after checking. then shopping a bit come back try again. luck on my side. first attempt RM10 then got RM50 then the amount gets bigger. The highest one time attempt i manage to get is RM400. After that no cash available to topup anymore.
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I will replicate yo concept when I top up next time icon_idea.gif
wil-i-am
post Aug 29 2013, 05:07 PM

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QUOTE(smartinvestor01 @ Aug 29 2013, 04:56 PM)
Well, i have less trouble in trying to top up in account in PM..

But when it comes to bank, the whole issue come out like:-
a) The Officer will tell me..'you have to wait because i have to entertain other clients also'
b) They show you their sorrow face when you are trying to deposit
c) I even received comments like.. 'Chinese very difficult to bank in, you still wanna try ar?'

Ai yo, so many excuses and issues.. I prefer PM la.. lol...
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Agreed
The only setback is the quantum of top up
If u want to top up big $ in PM, need to carry cash which is a bit risky
If u want to top up big $ in Bank, no need to carry cash. Just contra with CASA/FD plus no risk at all

wil-i-am
post Aug 29 2013, 05:50 PM

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QUOTE(davinz18 @ Aug 29 2013, 05:28 PM)
The main point is the banks don't want "layan" you, so how?
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Start to build good rapport with your regular banker n staff lo brows.gif
wil-i-am
post Aug 29 2013, 10:01 PM

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QUOTE(Ancient-XinG- @ Aug 29 2013, 09:50 PM)
LOL....

Can deposit so much money or not 1st...

normal bring 200 MYR go...

only can top up 50-100 only..

still need contra with CASA and FD meh  sweat.gif
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Of coz
Bot 5k @ 1st time a couple of times b4
laugh.gif
wil-i-am
post Aug 29 2013, 10:14 PM

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QUOTE(davinz18 @ Aug 29 2013, 10:06 PM)
Which fund you managed to put 5k one go??? shocking.gif  tell me!  smile.gif
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ASW2020/ASM/AS1M
wil-i-am
post Aug 29 2013, 10:27 PM

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QUOTE(davinz18 @ Aug 29 2013, 10:17 PM)
You "try" everyday,week,month?
Morning, noon or evening?
Before or after dividend announce?  hmm.gif
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No specific occasion laugh.gif
wil-i-am
post Aug 30 2013, 07:56 AM

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QUOTE(Ancient-XinG- @ Aug 30 2013, 06:52 AM)
i 1st time heard non bumi can cash in so many
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Pure luck biggrin.gif
wil-i-am
post Aug 30 2013, 02:42 PM

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QUOTE(mois @ Aug 30 2013, 02:16 PM)
Nowadays still can use kopi o style? 4 years ago i invest asw2020 ,rm15-20k each transaction, i give rm100-150 to the post office guy.
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Dunno
Personal opinion = as long as there is willing payer n payee, ..........
Mind to share which branch?
wil-i-am
post Aug 30 2013, 02:58 PM

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QUOTE(mois @ Aug 30 2013, 02:49 PM)
Very ulu branch in sarawak. Not sure if they are still willing to do kopi o stuff or not. Will ask them next week since my asw2020 almost max.
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'almost max' - I thought there is no limit assign to ASW2020 xcept ASB?
wil-i-am
post Aug 30 2013, 04:06 PM

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QUOTE(Leo the Lion @ Aug 30 2013, 03:55 PM)
Just got my salary, went to the nearest Maybank and invest hefty amount of moneh!  rclxm9.gif
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I like yo stmt : hefty thumbup.gif
4 or 5 digit amt?
wil-i-am
post Aug 30 2013, 04:28 PM

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QUOTE(Leo the Lion @ Aug 30 2013, 04:24 PM)
Lol... nearly 4 digits. My plan is to invest today(just done it) and probably later next month (if got some balance left then would reach 4 digits).

Also save some money into my TH accounts.

Had to plan carefully since hutang my lil sis and want to buy a gift for my mom. smile.gif
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Must be RM999 laugh.gif

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