OCBC housing Loan, better than other bank?pls debate
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 May 7 2012, 05:53 PM
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#1
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Senior Member
4,539 posts Joined: Feb 2006 From: LocOmoT|oN.L0co|oti0N  
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Now days the rate from all banks is very similar.
Just pick the package that suit you best: -minus blr rate -Full flexi, semi flexi, fixed -minimum lock in period -service quality and respond. But must say OCBC is doing very well in service respond and as well as quality. 3 days to pre-approved my loan. Without paying a single cents, even until i signed the loan offer. Save me alot of waiting time. That's why I choose them. |
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Jul 23 2012, 11:45 AM
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#2
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Senior Member
4,539 posts Joined: Feb 2006 From: LocOmoT|oN.L0co|oti0N
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QUOTE(dp82 @ Jul 18 2012, 12:25 AM) I managed to get blr-2.45 whole tenure. Loan over RM800K ? |
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Jul 23 2012, 02:14 PM
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#3
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Senior Member
4,539 posts Joined: Feb 2006 From: LocOmoT|oN.L0co|oti0N
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QUOTE(souliedude @ Jul 23 2012, 12:53 PM) can get a minimum of BLR -2.4% and up to -2.45% Last 2 month below 800K is -2.4% only |
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Jul 23 2012, 04:57 PM
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#4
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Senior Member
4,539 posts Joined: Feb 2006 From: LocOmoT|oN.L0co|oti0N
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QUOTE(noswear @ Jul 23 2012, 04:48 PM) i juz got my loan approved from OCBC at -2.45%... How much the loan amount? Less than RM800k ?but got 3 years lock in...no free legal... but lock in not an issues for me...at least i stay for the next 10 years...dun wan shift house again...its scary....unless... i got money buy semi d / bungalow la.... |
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Jul 23 2012, 05:31 PM
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#5
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Senior Member
4,539 posts Joined: Feb 2006 From: LocOmoT|oN.L0co|oti0N
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QUOTE(noswear @ Jul 23 2012, 05:06 PM) my loan amount is RM8000K... Less than RM800k used to be -2.4% 2 months ago.  my loan range from RM500K - RM800K... Looks like bank has open their tab again. Added on July 23, 2012, 5:31 pm QUOTE(kok_pun @ Jul 23 2012, 04:27 PM) the water gate open already Yes sir!!  This post has been edited by yehlai: Jul 23 2012, 05:34 PM |
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Aug 24 2012, 02:24 PM
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#6
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Senior Member
4,539 posts Joined: Feb 2006 From: LocOmoT|oN.L0co|oti0N
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QUOTE(mlyuki @ Aug 24 2012, 01:33 PM) Hi I want to ask does anyone here who took ocbc mortgage, did you change to your own lawyer (also panel under ocbc) to do the loan agreement? OCBC have many panel law firm, and they also allow non panel law firms. My situation now is I wish to have my own lawyer, also a ocbc panel lawyer to do s&p and loan agreement together. However one of the ocbc banker told me ocbc already fix to one lawyer firm and cannot switch to other lawyer. If customer want can request approval but no point cos the manager will not approve. Is it true I can't switch to the lawyer of my choice. Because having one lawyer to do both agreement can save me some costs. Thanks. That banker try to BS you to use his lawyer so he can get commission. |
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Aug 24 2012, 02:29 PM
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#7
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Senior Member
4,539 posts Joined: Feb 2006 From: LocOmoT|oN.L0co|oti0N
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I have one of their Team manager contact, he is doing my loan.
Doing things quite fast and straight forward. PM me if you need. |
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