OCBC housing Loan, better than other bank?pls debate
|
|
 Jul 6 2012, 01:09 AM
Return to original view | Post
#1
|
 
Junior Member
24 posts Joined: Aug 2011  
|
Hi all,
Normally OCBC will just take 3 to 5 working days to process the loan. There is a delay cause of recently OCBC has just upgraded their system & there's some backlog issues which make the processing slower. After all the implementation & backlog issues have been cleared OCBC will continue to serve customer better. |
|
|
|
|
|
Jul 17 2012, 01:17 PM
Return to original view | Post
#2
|
|
Junior Member
24 posts Joined: Aug 2011
|
it is not compulsory to buy MRTA if you taking loan from OCBC
|
|
|
Jul 17 2012, 08:56 PM
Return to original view | Post
#3
|
|
Junior Member
24 posts Joined: Aug 2011
|
normally you can apply for 90% MOA + 10% of insurance & LVS financing
on top of that you can also apply for renovation loan up to 30% of your loan amount with BLR +0% (subject to credit assessment) |
|
|
Jul 23 2012, 12:53 PM
Return to original view | Post
#4
|
|
Junior Member
24 posts Joined: Aug 2011
|
QUOTE(yehlai @ Jul 23 2012, 11:45 AM) Loan over RM800K ? can get a minimum of BLR -2.4% and up to -2.45% |
|
|
Jul 31 2012, 03:00 PM
Return to original view | Post
#5
|
|
Junior Member
24 posts Joined: Aug 2011
|
the reno loan must be apply together with the home loan
validity is 1 year from approval date |
|
|
Aug 1 2012, 03:59 AM
Return to original view | Post
#6
|
|
Junior Member
24 posts Joined: Aug 2011
|
QUOTE(keane04 @ Jul 31 2012, 03:16 PM) jus curious, what is the interest rate for the renovation loan? it will be BLR -0% for 10 years of repayment period |
|
|
Aug 24 2012, 05:39 PM
Return to original view | Post
#7
|
|
Junior Member
24 posts Joined: Aug 2011
|
QUOTE(mlyuki @ Aug 24 2012, 03:42 PM) My last page of LO did not mention any lawyer firm. Under ocbc solicitor's is blank. Actually there is a "Appointment of Lawyer" form which is bundled together with your LO. It's not clip together.I think I will call the sales agent again to insist my decision. If he unwilling then I will call customer service. I actually called up STMN Klang... quite friendly too the lawyer. You can assign any lawyer of your choice as long as they are panel lawyer for OCBC Bank. |
| Change to: |  0.0221sec
 0.78
 6 queries
 GZIP Disabled
Time is now: 1st December 2025 - 09:07 AM |
Quote