Currently doing my refinancing. My objective is to ready cash for business investment or etc....
I have few questions, scenario, Total loan 400k, monthly installment 2k.

1) How does flexi and semi flexi work on daily interest. Let say I put in 10k on the 1st day of the month and withdraw it on the 25th. How much does it affect on my monthly repayment.

2) How flexible if I withdraw my money and bank in money to my flexi or semi flexi account? Possible using online transfer? exp like bank in cheque then use online to transfer out money from my account?

3) What charges apply for flexi and semi flexi.

4) Any bank offers a good flexi?