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 OCBC housing Loan, better than other bank?pls debate

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rakyat
post Mar 20 2012, 02:09 PM

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QUOTE(napoli26 @ Mar 7 2012, 09:34 AM)
ocbc will charge you rm600 for the land survey
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I got afew mortgages with OCBC and never encountered RM600 land survey b/4. Maybe only applicable to landed subsale? Anyway they gave competitive rates (most bank offer almost same rates) but was also very fast in response (good service)


Added on March 20, 2012, 2:13 pm
QUOTE(airline @ Mar 7 2012, 09:54 AM)
i only interest their no lock in package.

what land survey?
condo got kena?
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These days lock-in period 3 years start from 1st drawdown so essentially by the time Vped only left 12 mths. If leasehold property by the time settle transfer already past lock-in period-lo.

Not like my older loan, after 6 yrs still lock-in period (5 yrs from final drawdown = 7 yrs!!!) doh.gif

This post has been edited by rakyat: Mar 20 2012, 02:15 PM

 

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