waa......so many biji......i am sure bankers out there will be very keen to do your business

Orang Cina Bukan Cina bank seem quite aggressive recently....

So if I wish to pay more than the monthly installment under the semi flexi type, is the extra payment I made goes to the principal n he ce reduce my loan interest or it treated as advance payment for the following month? Do I need to give notice via letter or call then to do that?

Do you think OCBC bank sales staff are knowledgeable/ professional enough to answer the queries you have?

I kind of feel the SxB sales staffs are very pushy and rude. Encounter once where the staff is telling me are you genuine in getting thier loan, if want to compare compare than dont waste his time. Further he is doing the cross selling and asking me to sign up their credit card.

pening kepala when come to these islamic loan thing as their terms and wording read liao also cannto understand

[quote=Chris Chew,Jul 24 2012, 02:36 PM]

The approval of reno loan was based on their customer grading in 5 lvls.
Lvl 1 : up to 30% of S&P price
Lvl 2 : up to 20%
Lvl 3 : up to 10%
Lvl 4 & 5 : not eligible

My reno loan abt 16% of the SPA price. Is that consider moderate? Good?

What abt Puchong @ Bandar Puteri?

If any banks cant meet the requirement of a customer, naturally customer will source for others. After all, who offer the best, people will go for it.