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 OCBC housing Loan, better than other bank?pls debate

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SUSjalsrix
post Mar 20 2012, 02:33 PM

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What is the interest rate and how long is the lock-in period ?
SUSjalsrix
post May 8 2012, 01:51 AM

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QUOTE(izzudrecoba @ May 7 2012, 06:18 PM)
I have recently purchased a house in Semenyih for investment and took OCBC Bank due to the following:-
i. Up to 80% commitment based on net income. (Able to obtain 90% loan plus good BLR - 2.4% rate)  icon_idea.gif

ii. Offered innovative loan called "Renovation Loan" with BLR +0% on top of my approved housing loan facilities. The best part is that the Renovation Loan is able to "skip" my existing high commitment shown in CCRIS.

iii. Provided example of payment, and the expected full amount of housing loan need to be paid (principal + interest) through separate letter (more clarity & transparency).

Thumbs up to OCBC Bank  rclxms.gif
*
how much is your loan amount ?

when i ask ocbc, if loan amount less than xxx, it is blr - 2.2

This post has been edited by jalsrix: May 8 2012, 01:51 AM

 

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