I have recently purchased a house in Semenyih for investment and took OCBC Bank due to the following:-
i. Up to 80% commitment based on net income. (Able to obtain 90% loan plus good BLR - 2.4% rate) 

ii. Offered innovative loan called "Renovation Loan" with BLR +0% on top of my approved housing loan facilities. The best part is that the Renovation Loan is able to "skip" my existing high commitment shown in CCRIS.

iii. Provided example of payment, and the expected full amount of housing loan need to be paid (principal + interest) through separate letter (more clarity & transparency).

Thumbs up to OCBC Bank 

I took loan from CIMB recently they gave me BLR - 2.45 and Alliance gave me BLR - 2.4. Both full flexi loans. Both loan amounts in the region of 800-900k.

Why should settle for semi flexi when one can get full flexi?

Great. Excellent 

Have you decided to take the renovation loan? I rather refinance the existing loan to utilize the cash equity for other investment purpose, rather than using the renovation loan (4.2% versus 6.6%).

I was informed that OCBC Bank is the strongest bank in the world for two consecutive years by Bloomberg Journal yesterday. What an award! 

Guilty as charged