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OCBC housing Loan, better than other bank?pls debate
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ecin
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 Aug 31 2012, 10:50 PM
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QUOTE(chongaik82 @ Aug 31 2012, 06:22 PM) Hi kok_pun, Thanks for the details explanation. After OCBC included new info. I also worries my "Advance Payment" does not help to save interest especially i read Notice from OCBC sometime June-2012 "....The balance of the loan account will not be affected" It's flexi loan, you save Interest. |
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ecin
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Sep 10 2012, 11:10 AM
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QUOTE(ycs @ Sep 10 2012, 09:19 AM) so, under capital repayment, with option to re-draw, the monthly instalments and loan tenure is unchanged. Then, what has changed? Further, is there an option to 'early settlement' part of the loan? (i.e. cannot re-draw) Would that be considered re-financing thus attracting extra fees? Yes, indirectly, you'll settle it early of your loan (physical loan tenure is shorten). |
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ecin
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Aug 15 2013, 07:17 PM
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QUOTE(yeeck @ Aug 15 2013, 06:55 PM) Same here...very very bad experience with OCBC. Given letter of approval, then wait until the 3+1 is almost up, they can reject. Better stick with local banks like PBB. then how did you settle it? |
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ecin
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Aug 16 2013, 04:24 PM
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QUOTE(yeeck @ Aug 16 2013, 01:24 AM) wow, cool man! what was e outcome? |
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ecin
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Oct 16 2013, 01:48 PM
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QUOTE(shadow_walker @ Oct 16 2013, 12:34 PM) OCBC is a nice bank! got good offer this month for my new loan. rimau bank sucks..lulz rimau bank is which one? |
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