All banks r searching for new customers. So if u r new to them, they ll treat u like god.

To me, ocbc is just another bank doin the same thg. I just refinanced 2 of my loans fr ocbc to another bank n they got a shock with my decision. Reason for me to do so is bcos they din listen to wat I proposed to them to lower the interest tat other banks r offering me. FYI, those 2 loans r not under lock in anymore. My request was just to match if not beta %.

Guess wat, it ended up they offer me a super gd rate for my new purchase so I'm considering taking fr ocbc again. But sori to them tat I oledi refinanced my 2 loans with other bank which I can save more than 1k/mth in installments.

I hav been honest n straight forward to all banks tat they hav to consider my dream rate. If cant do it, there r actually any other banks waiting in the line to provide it.