Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!
|
|
 May 29 2013, 08:58 PM
Return to original view | Post
#1
|
 
Junior Member
177 posts Joined: Jan 2006  
|
Just want to ask, when banks put the minimum annual income for cards is it gross or net?
Meaning, does it minus out the EPF/Loans/Income Tax/etc or just the amount on the payslip. Just wondering coz I am rejected by OCBC for the Ti card and I'm earning roughly 60k p.a. but with Housing Loan. |
|
|
May 29 2013, 09:25 PM
Return to original view | Post
#2
|
|
Junior Member
177 posts Joined: Jan 2006
|
QUOTE(alexwsk @ May 29 2013, 07:22 AM) it should be gross It's my 3rd credit card so maybe that's why they reject me. but ocbc are known to be hard to get, especially if it's your 1st cc or maybe the bank sees your credit rating as a risk to them you can always try to appeal or apply again after 6 months  I want to cancel my Hong Leong clear card which is really useless but scared cancel dy left with one card if cannot apply new one. I blame my sister for this stupid HLB clear card, last time she staff so HLB forced her to get new applicant for credit card. I become victim. Anyway, what is better? Cancel current card before applying new card or get new card only cancel current card? |
|
Topic ClosedOptions
|
| Change to: |  0.0391sec
 0.67
 7 queries
 GZIP Disabled
Time is now: 8th December 2025 - 04:31 AM |
Quote